diff --git a/app/Services/LoanService.php b/app/Services/LoanService.php
index 87cb509e..ab6bf9c0 100644
--- a/app/Services/LoanService.php
+++ b/app/Services/LoanService.php
@@ -2,6 +2,7 @@
 
 namespace App\Services;
 
+use App\Models\Tenants\CondolenceExpense;
 use App\Models\Tenants\ExpenseAccount;
 use App\Models\Tenants\Loan;
 use App\Models\Tenants\Withdrawal;
@@ -313,7 +314,7 @@ private function syncGiftCertificateExpense(Loan $loan): void
                         'sub_type' => ExpenseAccount::SUB_TYPE_GIFT_CERTIFICATE,
                         'expense_date' => $loan->settlement_date ?? $loan->loan_date,
                         'amount' => $loan->amount,
-                        'description' => ($metadata['cert_name'] ?? '상품권') . ' 접대비 전환',
+                        'description' => ($metadata['cert_name'] ?? '상품권').' 접대비 전환',
                         'receipt_no' => $metadata['serial_number'] ?? null,
                         'vendor_name' => $metadata['vendor_name'] ?? null,
                         'vendor_id' => ! empty($metadata['vendor_id']) ? (int) $metadata['vendor_id'] : null,
@@ -534,6 +535,7 @@ public function dashboard(?string $startDate = null, ?string $endDate = null): a
             if ($endDate) {
                 $query->where('loan_date', '<=', $endDate);
             }
+
             return $query;
         };
 
@@ -565,7 +567,25 @@ public function dashboard(?string $startDate = null, ?string $endDate = null): a
         // 3. 카테고리별 집계 (날짜 필터 적용)
         $categoryBreakdown = $this->getCategoryBreakdown($tenantId, $startDate, $endDate);
 
-        // 4. 가지급금 목록 (미정산 우선, 날짜 필터 적용, used/disposed 상품권 제외)
+        // 4. 경조사비 요약 (condolence_expenses 테이블, 날짜 필터 적용)
+        $condolenceQuery = CondolenceExpense::query()->where('tenant_id', $tenantId);
+        if ($startDate) {
+            $condolenceQuery->where('event_date', '>=', $startDate);
+        }
+        if ($endDate) {
+            $condolenceQuery->where('event_date', '<=', $endDate);
+        }
+        $condolenceStats = $condolenceQuery->selectRaw('
+            COUNT(*) as total_count,
+            COALESCE(SUM(total_amount), 0) as total_amount,
+            COALESCE(SUM(CASE WHEN category = ? THEN total_amount ELSE 0 END), 0) as congratulation_amount,
+            COALESCE(SUM(CASE WHEN category = ? THEN total_amount ELSE 0 END), 0) as condolence_amount
+        ', [
+            CondolenceExpense::CATEGORY_CONGRATULATION,
+            CondolenceExpense::CATEGORY_CONDOLENCE,
+        ])->first();
+
+        // 5. 가지급금 목록 (미정산 우선, 날짜 필터 적용, used/disposed 상품권 제외)
         $loansQuery = Loan::query()
             ->where('tenant_id', $tenantId)
             ->with(['user:id,name,email', 'withdrawal']);
@@ -600,6 +620,12 @@ public function dashboard(?string $startDate = null, ?string $endDate = null): a
                 'outstanding_count' => (int) ($stats->outstanding_count ?? 0),
             ],
             'category_breakdown' => $categoryBreakdown,
+            'condolence_summary' => [
+                'total_count' => (int) $condolenceStats->total_count,
+                'total_amount' => (int) $condolenceStats->total_amount,
+                'congratulation_amount' => (int) $condolenceStats->congratulation_amount,
+                'condolence_amount' => (int) $condolenceStats->condolence_amount,
+            ],
             'loans' => $loans,
         ];
     }