diff --git a/app/Services/TodayIssueObserverService.php b/app/Services/TodayIssueObserverService.php
index 7ac892e..7f8bc4d 100644
--- a/app/Services/TodayIssueObserverService.php
+++ b/app/Services/TodayIssueObserverService.php
@@ -441,18 +441,20 @@ private function upsertWithdrawalDailyIssue(int $tenantId): void
             ?: $first->merchant_name
             ?: __('message.today_issue.unknown_client');
 
-        // 1건이면 단건 메시지, 2건 이상이면 누계 메시지
+        // 1건이면 단건 메시지+상세경로, 2건 이상이면 누계 메시지+목록경로
         if ($count === 1) {
             $content = __('message.today_issue.withdrawal_registered', [
                 'client' => $firstClientName,
                 'amount' => number_format($totalAmount),
             ]);
+            $path = "/accounting/withdrawals/{$first->id}";
         } else {
             $content = __('message.today_issue.withdrawal_daily_summary', [
                 'client' => $firstClientName,
                 'count' => $count - 1,
                 'amount' => number_format($totalAmount),
             ]);
+            $path = '/accounting/withdrawals';
         }
 
         // source_id=null 로 일일 1건 upsert (FCM 미발송)
@@ -462,7 +464,7 @@ private function upsertWithdrawalDailyIssue(int $tenantId): void
             sourceId: null,
             badge: TodayIssue::BADGE_WITHDRAWAL,
             content: $content,
-            path: '/accounting/withdrawals',
+            path: $path,
             needsApproval: false,
             expiresAt: Carbon::now()->addDays(7)
         );