sam-manage/app/Http/Controllers/Barobill/EaccountController.php

<?php

namespace App\Http\Controllers\Barobill;

use App\Http\Controllers\Controller;
use App\Models\Barobill\AccountCode;
use App\Models\Barobill\BarobillConfig;
use App\Models\Barobill\BarobillMember;
use App\Models\Barobill\BankTransaction;
use App\Models\Tenants\Tenant;
use Illuminate\Http\JsonResponse;
use Illuminate\Http\Request;
use Illuminate\Http\Response;
use Illuminate\Support\Facades\DB;
use Illuminate\Support\Facades\Log;
use Illuminate\View\View;
use Symfony\Component\HttpFoundation\StreamedResponse;

/**
 * 바로빌 계좌 입출금내역 조회 컨트롤러
 */
class EaccountController extends Controller
{
    /**
     * 바로빌 SOAP 설정
     */
    private ?string $certKey = null;
    private ?string $corpNum = null;
    private bool $isTestMode = false;
    private ?string $soapUrl = null;
    private ?\SoapClient $soapClient = null;

    // 바로빌 파트너사 (본사) 테넌트 ID
    private const HEADQUARTERS_TENANT_ID = 1;

    public function __construct()
    {
        // DB에서 활성화된 바로빌 설정 조회
        $activeConfig = BarobillConfig::where('is_active', true)->first();

        if ($activeConfig) {
            $this->certKey = $activeConfig->cert_key;
            $this->corpNum = $activeConfig->corp_num;
            $this->isTestMode = $activeConfig->environment === 'test';
            // 계좌 조회는 BANKACCOUNT.asmx 사용
            $baseUrl = $this->isTestMode
                ? 'https://testws.baroservice.com'
                : 'https://ws.baroservice.com';
            $this->soapUrl = $baseUrl . '/BANKACCOUNT.asmx?WSDL';
        } else {
            $this->isTestMode = config('services.barobill.test_mode', true);
            // 테스트 모드에 따라 적절한 CERT_KEY 선택
            $this->certKey = $this->isTestMode
                ? config('services.barobill.cert_key_test', '')
                : config('services.barobill.cert_key_prod', '');
            $this->corpNum = config('services.barobill.corp_num', '');
            $this->soapUrl = $this->isTestMode
                ? 'https://testws.baroservice.com/BANKACCOUNT.asmx?WSDL'
                : 'https://ws.baroservice.com/BANKACCOUNT.asmx?WSDL';
        }

        $this->initSoapClient();
    }

    /**
     * SOAP 클라이언트 초기화
     */
    private function initSoapClient(): void
    {
        if (!empty($this->certKey) || $this->isTestMode) {
            try {
                $context = stream_context_create([
                    'ssl' => [
                        'verify_peer' => false,
                        'verify_peer_name' => false,
                        'allow_self_signed' => true
                    ]
                ]);

                $this->soapClient = new \SoapClient($this->soapUrl, [
                    'trace' => true,
                    'encoding' => 'UTF-8',
                    'exceptions' => true,
                    'connection_timeout' => 30,
                    'stream_context' => $context,
                    'cache_wsdl' => WSDL_CACHE_NONE
                ]);
            } catch (\Throwable $e) {
                Log::error('바로빌 계좌 SOAP 클라이언트 생성 실패: ' . $e->getMessage());
            }
        }
    }

    /**
     * 계좌 입출금내역 메인 페이지
     */
    public function index(Request $request): View|Response
    {
        if ($request->header('HX-Request')) {
            return response('', 200)->header('HX-Redirect', route('barobill.eaccount.index'));
        }

        // 현재 선택된 테넌트 정보
        $tenantId = session('selected_tenant_id', self::HEADQUARTERS_TENANT_ID);
        $currentTenant = Tenant::find($tenantId);

        // 해당 테넌트의 바로빌 회원사 정보
        $barobillMember = BarobillMember::where('tenant_id', $tenantId)->first();

        return view('barobill.eaccount.index', [
            'certKey' => $this->certKey,
            'corpNum' => $this->corpNum,
            'isTestMode' => $this->isTestMode,
            'hasSoapClient' => $this->soapClient !== null,
            'currentTenant' => $currentTenant,
            'barobillMember' => $barobillMember,
        ]);
    }

    /**
     * 등록된 계좌 목록 조회 (GetBankAccountEx)
     */
    public function accounts(Request $request): JsonResponse
    {
        try {
            $availOnly = $request->input('availOnly', 0);

            // 현재 테넌트의 바로빌 회원 정보 조회
            $tenantId = session('selected_tenant_id', self::HEADQUARTERS_TENANT_ID);
            $barobillMember = BarobillMember::where('tenant_id', $tenantId)->first();

            // 바로빌 사용자 ID 결정
            $userId = $barobillMember?->barobill_id ?? '';

            $result = $this->callSoap('GetBankAccountEx', [
                'AvailOnly' => (int)$availOnly
            ]);

            if (!$result['success']) {
                return response()->json([
                    'success' => false,
                    'error' => $result['error'],
                    'error_code' => $result['error_code'] ?? null
                ]);
            }

            $accounts = [];
            $data = $result['data'];

            // BankAccount 또는 BankAccountEx에서 계좌 목록 추출
            $accountList = [];
            if (isset($data->BankAccount)) {
                $accountList = is_array($data->BankAccount) ? $data->BankAccount : [$data->BankAccount];
            } elseif (isset($data->BankAccountEx)) {
                $accountList = is_array($data->BankAccountEx) ? $data->BankAccountEx : [$data->BankAccountEx];
            }

            foreach ($accountList as $acc) {
                if (!is_object($acc)) continue;

                $bankAccountNum = $acc->BankAccountNum ?? '';
                if (empty($bankAccountNum) || (is_numeric($bankAccountNum) && $bankAccountNum < 0)) {
                    continue;
                }

                $bankCode = $acc->BankCode ?? '';
                $bankName = $acc->BankName ?? $this->getBankName($bankCode);

                $accounts[] = [
                    'bankAccountNum' => $bankAccountNum,
                    'bankCode' => $bankCode,
                    'bankName' => $bankName,
                    'accountName' => $acc->AccountName ?? '',
                    'accountType' => $acc->AccountType ?? '',
                    'currency' => $acc->Currency ?? 'KRW',
                    'issueDate' => $acc->IssueDate ?? '',
                    'balance' => $acc->Balance ?? 0,
                    'status' => isset($acc->UseState) ? (int)$acc->UseState : 1
                ];
            }

            return response()->json([
                'success' => true,
                'accounts' => $accounts,
                'count' => count($accounts)
            ]);
        } catch (\Throwable $e) {
            Log::error('계좌 목록 조회 오류: ' . $e->getMessage());
            return response()->json([
                'success' => false,
                'error' => '서버 오류: ' . $e->getMessage()
            ]);
        }
    }

    /**
     * 계좌 입출금내역 조회 (GetPeriodBankAccountTransLog)
     */
    public function transactions(Request $request): JsonResponse
    {
        try {
            $startDate = $request->input('startDate', date('Ymd'));
            $endDate = $request->input('endDate', date('Ymd'));
            $bankAccountNum = str_replace('-', '', $request->input('accountNum', ''));
            $page = (int)$request->input('page', 1);
            $limit = (int)$request->input('limit', 50);

            // 현재 테넌트의 바로빌 회원 정보 조회
            $tenantId = session('selected_tenant_id', self::HEADQUARTERS_TENANT_ID);
            $barobillMember = BarobillMember::where('tenant_id', $tenantId)->first();
            $userId = $barobillMember?->barobill_id ?? '';

            // DB에서 저장된 계정과목 데이터 조회
            $savedData = BankTransaction::getByDateRange($tenantId, $startDate, $endDate, $bankAccountNum ?: null);

            // 전체 계좌 조회: 빈 값이면 모든 계좌의 거래 내역 조회
            if (empty($bankAccountNum)) {
                return $this->getAllAccountsTransactions($userId, $startDate, $endDate, $page, $limit, $savedData);
            }

            // 단일 계좌 조회
            $result = $this->callSoap('GetPeriodBankAccountTransLog', [
                'ID' => $userId,
                'BankAccountNum' => $bankAccountNum,
                'StartDate' => $startDate,
                'EndDate' => $endDate,
                'TransDirection' => 1, // 1:전체
                'CountPerPage' => $limit,
                'CurrentPage' => $page,
                'OrderDirection' => 2 // 2:내림차순
            ]);

            if (!$result['success']) {
                return response()->json([
                    'success' => false,
                    'error' => $result['error'],
                    'error_code' => $result['error_code'] ?? null
                ]);
            }

            $resultData = $result['data'];

            // 에러 코드 체크
            $errorCode = $this->checkErrorCode($resultData);
            if ($errorCode && !in_array($errorCode, [-25005, -25001])) {
                return response()->json([
                    'success' => false,
                    'error' => $this->getErrorMessage($errorCode),
                    'error_code' => $errorCode
                ]);
            }

            // 데이터가 없는 경우
            if ($errorCode && in_array($errorCode, [-25005, -25001])) {
                return response()->json([
                    'success' => true,
                    'data' => [
                        'logs' => [],
                        'summary' => ['totalDeposit' => 0, 'totalWithdraw' => 0, 'count' => 0],
                        'pagination' => ['currentPage' => 1, 'maxPageNum' => 1]
                    ]
                ]);
            }

            // 데이터 파싱 (저장된 계정과목 병합)
            $logs = $this->parseTransactionLogs($resultData, '', $savedData);

            return response()->json([
                'success' => true,
                'data' => [
                    'logs' => $logs['logs'],
                    'pagination' => [
                        'currentPage' => $resultData->CurrentPage ?? 1,
                        'countPerPage' => $resultData->CountPerPage ?? 50,
                        'maxPageNum' => $resultData->MaxPageNum ?? 1,
                        'maxIndex' => $resultData->MaxIndex ?? 0
                    ],
                    'summary' => $logs['summary']
                ]
            ]);
        } catch (\Throwable $e) {
            Log::error('입출금내역 조회 오류: ' . $e->getMessage());
            return response()->json([
                'success' => false,
                'error' => '서버 오류: ' . $e->getMessage()
            ]);
        }
    }

    /**
     * 전체 계좌의 거래 내역 조회
     */
    private function getAllAccountsTransactions(string $userId, string $startDate, string $endDate, int $page, int $limit, $savedData = null): JsonResponse
    {
        // 먼저 계좌 목록 조회
        $accountResult = $this->callSoap('GetBankAccountEx', ['AvailOnly' => 0]);

        if (!$accountResult['success']) {
            return response()->json([
                'success' => false,
                'error' => $accountResult['error']
            ]);
        }

        $accountList = [];
        $data = $accountResult['data'];
        if (isset($data->BankAccount)) {
            $accountList = is_array($data->BankAccount) ? $data->BankAccount : [$data->BankAccount];
        } elseif (isset($data->BankAccountEx)) {
            $accountList = is_array($data->BankAccountEx) ? $data->BankAccountEx : [$data->BankAccountEx];
        }

        $allLogs = [];
        $totalDeposit = 0;
        $totalWithdraw = 0;

        foreach ($accountList as $acc) {
            if (!is_object($acc)) continue;

            $accNum = $acc->BankAccountNum ?? '';
            if (empty($accNum) || (is_numeric($accNum) && $accNum < 0)) continue;

            $accResult = $this->callSoap('GetPeriodBankAccountTransLog', [
                'ID' => $userId,
                'BankAccountNum' => $accNum,
                'StartDate' => $startDate,
                'EndDate' => $endDate,
                'TransDirection' => 1,
                'CountPerPage' => 1000,
                'CurrentPage' => 1,
                'OrderDirection' => 2
            ]);

            if ($accResult['success']) {
                $accData = $accResult['data'];
                $errorCode = $this->checkErrorCode($accData);

                if (!$errorCode || in_array($errorCode, [-25005, -25001])) {
                    $parsed = $this->parseTransactionLogs($accData, $acc->BankName ?? '', $savedData);
                    foreach ($parsed['logs'] as $log) {
                        $log['bankName'] = $acc->BankName ?? $this->getBankName($acc->BankCode ?? '');
                        $allLogs[] = $log;
                    }
                    $totalDeposit += $parsed['summary']['totalDeposit'];
                    $totalWithdraw += $parsed['summary']['totalWithdraw'];
                }
            }
        }

        // 날짜/시간 기준 정렬 (최신순)
        usort($allLogs, function ($a, $b) {
            $dateA = ($a['transDate'] ?? '') . ($a['transTime'] ?? '');
            $dateB = ($b['transDate'] ?? '') . ($b['transTime'] ?? '');
            return strcmp($dateB, $dateA);
        });

        // 페이지네이션
        $totalCount = count($allLogs);
        $maxPageNum = (int)ceil($totalCount / $limit);
        $startIndex = ($page - 1) * $limit;
        $paginatedLogs = array_slice($allLogs, $startIndex, $limit);

        return response()->json([
            'success' => true,
            'data' => [
                'logs' => $paginatedLogs,
                'pagination' => [
                    'currentPage' => $page,
                    'countPerPage' => $limit,
                    'maxPageNum' => $maxPageNum,
                    'maxIndex' => $totalCount
                ],
                'summary' => [
                    'totalDeposit' => $totalDeposit,
                    'totalWithdraw' => $totalWithdraw,
                    'count' => $totalCount
                ]
            ]
        ]);
    }

    /**
     * 거래 내역 파싱 (저장된 계정과목 병합)
     */
    private function parseTransactionLogs($resultData, string $defaultBankName = '', $savedData = null): array
    {
        $logs = [];
        $totalDeposit = 0;
        $totalWithdraw = 0;

        $rawLogs = [];
        if (isset($resultData->BankAccountLogList) && isset($resultData->BankAccountLogList->BankAccountTransLog)) {
            $rawLogs = is_array($resultData->BankAccountLogList->BankAccountTransLog)
                ? $resultData->BankAccountLogList->BankAccountTransLog
                : [$resultData->BankAccountLogList->BankAccountTransLog];
        }

        foreach ($rawLogs as $log) {
            $deposit = floatval($log->Deposit ?? 0);
            $withdraw = floatval($log->Withdraw ?? 0);
            $balance = floatval($log->Balance ?? 0);
            $totalDeposit += $deposit;
            $totalWithdraw += $withdraw;

            // 거래일시 파싱
            $transDT = $log->TransDT ?? '';
            $transDate = '';
            $transTime = '';
            $dateTime = '';

            if (!empty($transDT) && strlen($transDT) >= 14) {
                $transDate = substr($transDT, 0, 8);
                $transTime = substr($transDT, 8, 6);
                $dateTime = substr($transDT, 0, 4) . '-' . substr($transDT, 4, 2) . '-' . substr($transDT, 6, 2) . ' ' .
                    substr($transDT, 8, 2) . ':' . substr($transDT, 10, 2) . ':' . substr($transDT, 12, 2);
            }

            // 적요 파싱
            $summary = $log->TransRemark1 ?? $log->Summary ?? '';
            $remark2 = $log->TransRemark2 ?? '';
            $transType = $log->TransType ?? '';
            $fullSummary = $summary;
            if (!empty($remark2)) {
                $fullSummary = $fullSummary ? $fullSummary . ' ' . $remark2 : $remark2;
            }

            $bankAccountNum = $log->BankAccountNum ?? '';

            // 고유 키 생성하여 저장된 데이터와 매칭 (숫자는 정수로 변환하여 형식 통일)
            $uniqueKey = implode('|', [$bankAccountNum, $transDT, (int) $deposit, (int) $withdraw, (int) $balance]);
            $savedItem = $savedData?->get($uniqueKey);

            $logItem = [
                'transDate' => $transDate,
                'transTime' => $transTime,
                'transDateTime' => $dateTime,
                'bankAccountNum' => $bankAccountNum,
                'bankName' => $log->BankName ?? $defaultBankName,
                'deposit' => $deposit,
                'withdraw' => $withdraw,
                'depositFormatted' => number_format($deposit),
                'withdrawFormatted' => number_format($withdraw),
                'balance' => $balance,
                'balanceFormatted' => number_format($balance),
                'summary' => $fullSummary,
                // 저장된 상대계좌예금주명 우선 사용 (직접 입력 가능)
                'cast' => $savedItem?->cast ?? '',
                'memo' => $log->Memo ?? '',
                'transOffice' => $log->TransOffice ?? '',
                // 저장된 계정과목 정보 병합
                'accountCode' => $savedItem?->account_code ?? '',
                'accountName' => $savedItem?->account_name ?? '',
                'isSaved' => $savedItem !== null,
            ];

            $logs[] = $logItem;
        }

        return [
            'logs' => $logs,
            'summary' => [
                'totalDeposit' => $totalDeposit,
                'totalWithdraw' => $totalWithdraw,
                'count' => count($logs)
            ]
        ];
    }

    /**
     * 에러 코드 체크
     */
    private function checkErrorCode($data): ?int
    {
        if (isset($data->CurrentPage) && is_numeric($data->CurrentPage) && $data->CurrentPage < 0) {
            return (int)$data->CurrentPage;
        }
        if (isset($data->BankAccountNum) && is_numeric($data->BankAccountNum) && $data->BankAccountNum < 0) {
            return (int)$data->BankAccountNum;
        }
        return null;
    }

    /**
     * 에러 메시지 반환
     */
    private function getErrorMessage(int $errorCode): string
    {
        $messages = [
            -10002 => '인증 실패 (-10002). CERTKEY가 올바르지 않거나 만료되었습니다.',
            -50214 => '은행 로그인 실패 (-50214). 바로빌 사이트에서 계좌 비밀번호/인증서를 점검해주세요.',
            -24005 => '사용자 정보 불일치 (-24005). 사업자번호를 확인해주세요.',
            -25001 => '등록된 계좌가 없습니다 (-25001).',
            -25005 => '조회된 데이터가 없습니다 (-25005).',
            -25006 => '계좌번호가 잘못되었습니다 (-25006).',
            -25007 => '조회 기간이 잘못되었습니다 (-25007).',
        ];
        return $messages[$errorCode] ?? '바로빌 API 오류: ' . $errorCode;
    }

    /**
     * 은행 코드 -> 은행명 변환
     */
    private function getBankName(string $code): string
    {
        $banks = [
            '002' => 'KDB산업은행',
            '003' => 'IBK기업은행',
            '004' => 'KB국민은행',
            '007' => '수협은행',
            '011' => 'NH농협은행',
            '020' => '우리은행',
            '023' => 'SC제일은행',
            '027' => '한국씨티은행',
            '031' => '대구은행',
            '032' => '부산은행',
            '034' => '광주은행',
            '035' => '제주은행',
            '037' => '전북은행',
            '039' => '경남은행',
            '045' => '새마을금고',
            '048' => '신협',
            '050' => '저축은행',
            '064' => '산림조합',
            '071' => '우체국',
            '081' => '하나은행',
            '088' => '신한은행',
            '089' => 'K뱅크',
            '090' => '카카오뱅크',
            '092' => '토스뱅크'
        ];
        return $banks[$code] ?? $code;
    }

    /**
     * 계정과목 목록 조회
     */
    public function accountCodes(): JsonResponse
    {
        $tenantId = session('selected_tenant_id', self::HEADQUARTERS_TENANT_ID);
        $codes = AccountCode::getActiveByTenant($tenantId);

        return response()->json([
            'success' => true,
            'data' => $codes->map(fn($c) => [
                'id' => $c->id,
                'code' => $c->code,
                'name' => $c->name,
                'category' => $c->category,
            ])
        ]);
    }

    /**
     * 전체 계정과목 목록 조회 (설정용, 비활성 포함)
     */
    public function accountCodesAll(): JsonResponse
    {
        $tenantId = session('selected_tenant_id', self::HEADQUARTERS_TENANT_ID);
        $codes = AccountCode::where('tenant_id', $tenantId)
            ->orderBy('sort_order')
            ->orderBy('code')
            ->get();

        return response()->json([
            'success' => true,
            'data' => $codes
        ]);
    }

    /**
     * 계정과목 추가
     */
    public function accountCodeStore(Request $request): JsonResponse
    {
        try {
            $tenantId = session('selected_tenant_id', self::HEADQUARTERS_TENANT_ID);

            $validated = $request->validate([
                'code' => 'required|string|max:10',
                'name' => 'required|string|max:100',
                'category' => 'nullable|string|max:50',
            ]);

            // 중복 체크
            $exists = AccountCode::where('tenant_id', $tenantId)
                ->where('code', $validated['code'])
                ->exists();

            if ($exists) {
                return response()->json([
                    'success' => false,
                    'error' => '이미 존재하는 계정과목 코드입니다.'
                ], 422);
            }

            $maxSort = AccountCode::where('tenant_id', $tenantId)->max('sort_order') ?? 0;

            $accountCode = AccountCode::create([
                'tenant_id' => $tenantId,
                'code' => $validated['code'],
                'name' => $validated['name'],
                'category' => $validated['category'] ?? null,
                'sort_order' => $maxSort + 1,
                'is_active' => true,
            ]);

            return response()->json([
                'success' => true,
                'message' => '계정과목이 추가되었습니다.',
                'data' => $accountCode
            ]);
        } catch (\Throwable $e) {
            return response()->json([
                'success' => false,
                'error' => '추가 실패: ' . $e->getMessage()
            ], 500);
        }
    }

    /**
     * 계정과목 수정
     */
    public function accountCodeUpdate(Request $request, int $id): JsonResponse
    {
        try {
            $tenantId = session('selected_tenant_id', self::HEADQUARTERS_TENANT_ID);

            $accountCode = AccountCode::where('tenant_id', $tenantId)
                ->where('id', $id)
                ->first();

            if (!$accountCode) {
                return response()->json([
                    'success' => false,
                    'error' => '계정과목을 찾을 수 없습니다.'
                ], 404);
            }

            $validated = $request->validate([
                'code' => 'sometimes|string|max:10',
                'name' => 'sometimes|string|max:100',
                'category' => 'nullable|string|max:50',
                'is_active' => 'sometimes|boolean',
            ]);

            // 코드 변경 시 중복 체크
            if (isset($validated['code']) && $validated['code'] !== $accountCode->code) {
                $exists = AccountCode::where('tenant_id', $tenantId)
                    ->where('code', $validated['code'])
                    ->where('id', '!=', $id)
                    ->exists();

                if ($exists) {
                    return response()->json([
                        'success' => false,
                        'error' => '이미 존재하는 계정과목 코드입니다.'
                    ], 422);
                }
            }

            $accountCode->update($validated);

            return response()->json([
                'success' => true,
                'message' => '계정과목이 수정되었습니다.',
                'data' => $accountCode
            ]);
        } catch (\Throwable $e) {
            return response()->json([
                'success' => false,
                'error' => '수정 실패: ' . $e->getMessage()
            ], 500);
        }
    }

    /**
     * 계정과목 삭제
     */
    public function accountCodeDestroy(int $id): JsonResponse
    {
        try {
            $tenantId = session('selected_tenant_id', self::HEADQUARTERS_TENANT_ID);

            $accountCode = AccountCode::where('tenant_id', $tenantId)
                ->where('id', $id)
                ->first();

            if (!$accountCode) {
                return response()->json([
                    'success' => false,
                    'error' => '계정과목을 찾을 수 없습니다.'
                ], 404);
            }

            $accountCode->delete();

            return response()->json([
                'success' => true,
                'message' => '계정과목이 삭제되었습니다.'
            ]);
        } catch (\Throwable $e) {
            return response()->json([
                'success' => false,
                'error' => '삭제 실패: ' . $e->getMessage()
            ], 500);
        }
    }

    /**
     * 입출금 내역 저장 (계정과목 포함)
     */
    public function save(Request $request): JsonResponse
    {
        try {
            $tenantId = session('selected_tenant_id', self::HEADQUARTERS_TENANT_ID);
            $transactions = $request->input('transactions', []);

            if (empty($transactions)) {
                return response()->json([
                    'success' => false,
                    'error' => '저장할 데이터가 없습니다.'
                ]);
            }

            $saved = 0;
            $updated = 0;

            DB::beginTransaction();

            foreach ($transactions as $trans) {
                // 거래일시 생성
                $transDt = ($trans['transDate'] ?? '') . ($trans['transTime'] ?? '');

                $data = [
                    'tenant_id' => $tenantId,
                    'bank_account_num' => $trans['bankAccountNum'] ?? '',
                    'bank_code' => $trans['bankCode'] ?? '',
                    'bank_name' => $trans['bankName'] ?? '',
                    'trans_date' => $trans['transDate'] ?? '',
                    'trans_time' => $trans['transTime'] ?? '',
                    'trans_dt' => $transDt,
                    'deposit' => floatval($trans['deposit'] ?? 0),
                    'withdraw' => floatval($trans['withdraw'] ?? 0),
                    'balance' => floatval($trans['balance'] ?? 0),
                    'summary' => $trans['summary'] ?? '',
                    'cast' => $trans['cast'] ?? '',
                    'memo' => $trans['memo'] ?? '',
                    'trans_office' => $trans['transOffice'] ?? '',
                    'account_code' => $trans['accountCode'] ?? null,
                    'account_name' => $trans['accountName'] ?? null,
                ];

                // Upsert: 있으면 업데이트, 없으면 생성
                $existing = BankTransaction::where('tenant_id', $tenantId)
                    ->where('bank_account_num', $data['bank_account_num'])
                    ->where('trans_dt', $transDt)
                    ->where('deposit', $data['deposit'])
                    ->where('withdraw', $data['withdraw'])
                    ->where('balance', $data['balance'])
                    ->first();

                if ($existing) {
                    // 계정과목만 업데이트
                    $existing->update([
                        'account_code' => $data['account_code'],
                        'account_name' => $data['account_name'],
                    ]);
                    $updated++;
                } else {
                    BankTransaction::create($data);
                    $saved++;
                }
            }

            DB::commit();

            return response()->json([
                'success' => true,
                'message' => "저장 완료: 신규 {$saved}건, 수정 {$updated}건",
                'saved' => $saved,
                'updated' => $updated
            ]);
        } catch (\Throwable $e) {
            DB::rollBack();
            Log::error('입출금 내역 저장 오류: ' . $e->getMessage());
            return response()->json([
                'success' => false,
                'error' => '저장 오류: ' . $e->getMessage()
            ]);
        }
    }

    /**
     * 엑셀 다운로드
     */
    public function exportExcel(Request $request): StreamedResponse|JsonResponse
    {
        try {
            $tenantId = session('selected_tenant_id', self::HEADQUARTERS_TENANT_ID);
            $startDate = $request->input('startDate', date('Ymd'));
            $endDate = $request->input('endDate', date('Ymd'));
            $accountNum = $request->input('accountNum', '');

            // DB에서 저장된 데이터 조회
            $query = BankTransaction::where('tenant_id', $tenantId)
                ->whereBetween('trans_date', [$startDate, $endDate])
                ->orderBy('trans_date', 'desc')
                ->orderBy('trans_time', 'desc');

            if (!empty($accountNum)) {
                $query->where('bank_account_num', $accountNum);
            }

            $transactions = $query->get();

            // 데이터가 없으면 바로빌에서 조회 (저장 안된 경우)
            if ($transactions->isEmpty()) {
                return response()->json([
                    'success' => false,
                    'error' => '저장된 데이터가 없습니다. 먼저 데이터를 조회하고 저장해주세요.'
                ]);
            }

            $filename = "입출금내역_{$startDate}_{$endDate}.csv";

            return response()->streamDownload(function () use ($transactions) {
                $handle = fopen('php://output', 'w');

                // UTF-8 BOM for Excel
                fprintf($handle, chr(0xEF) . chr(0xBB) . chr(0xBF));

                // 헤더
                fputcsv($handle, [
                    '거래일시',
                    '은행명',
                    '계좌번호',
                    '적요',
                    '입금',
                    '출금',
                    '잔액',
                    '취급점',
                    '상대계좌예금주명',
                    '계정과목코드',
                    '계정과목명'
                ]);

                // 데이터
                foreach ($transactions as $trans) {
                    $dateTime = '';
                    if ($trans->trans_date) {
                        $dateTime = substr($trans->trans_date, 0, 4) . '-' .
                            substr($trans->trans_date, 4, 2) . '-' .
                            substr($trans->trans_date, 6, 2);
                        if ($trans->trans_time) {
                            $dateTime .= ' ' . substr($trans->trans_time, 0, 2) . ':' .
                                substr($trans->trans_time, 2, 2) . ':' .
                                substr($trans->trans_time, 4, 2);
                        }
                    }

                    fputcsv($handle, [
                        $dateTime,
                        $trans->bank_name,
                        $trans->bank_account_num,
                        $trans->summary,
                        $trans->deposit,
                        $trans->withdraw,
                        $trans->balance,
                        $trans->trans_office,
                        $trans->cast,
                        $trans->account_code,
                        $trans->account_name
                    ]);
                }

                fclose($handle);
            }, $filename, [
                'Content-Type' => 'text/csv; charset=utf-8',
                'Content-Disposition' => 'attachment; filename="' . $filename . '"',
            ]);
        } catch (\Throwable $e) {
            Log::error('엑셀 다운로드 오류: ' . $e->getMessage());
            return response()->json([
                'success' => false,
                'error' => '다운로드 오류: ' . $e->getMessage()
            ]);
        }
    }

    /**
     * SOAP 호출
     */
    private function callSoap(string $method, array $params = []): array
    {
        if (!$this->soapClient) {
            return [
                'success' => false,
                'error' => '바로빌 SOAP 클라이언트가 초기화되지 않았습니다.'
            ];
        }

        if (empty($this->certKey) && !$this->isTestMode) {
            return [
                'success' => false,
                'error' => 'CERTKEY가 설정되지 않았습니다.'
            ];
        }

        if (empty($this->corpNum)) {
            return [
                'success' => false,
                'error' => '사업자번호가 설정되지 않았습니다.'
            ];
        }

        // CERTKEY와 CorpNum 자동 추가
        if (!isset($params['CERTKEY'])) {
            $params['CERTKEY'] = $this->certKey ?? '';
        }
        if (!isset($params['CorpNum'])) {
            $params['CorpNum'] = $this->corpNum;
        }

        try {
            Log::info("바로빌 계좌 API 호출 - Method: {$method}, CorpNum: {$this->corpNum}");

            $result = $this->soapClient->$method($params);
            $resultProperty = $method . 'Result';

            if (isset($result->$resultProperty)) {
                $resultData = $result->$resultProperty;

                // 에러 코드 체크
                if (is_numeric($resultData) && $resultData < 0) {
                    return [
                        'success' => false,
                        'error' => $this->getErrorMessage((int)$resultData),
                        'error_code' => (int)$resultData
                    ];
                }

                return [
                    'success' => true,
                    'data' => $resultData
                ];
            }

            return [
                'success' => true,
                'data' => $result
            ];
        } catch (\SoapFault $e) {
            Log::error('바로빌 SOAP 오류: ' . $e->getMessage());
            return [
                'success' => false,
                'error' => 'SOAP 오류: ' . $e->getMessage(),
                'error_code' => $e->getCode()
            ];
        } catch (\Throwable $e) {
            Log::error('바로빌 API 호출 오류: ' . $e->getMessage());
            return [
                'success' => false,
                'error' => 'API 호출 오류: ' . $e->getMessage()
            ];
        }
    }
}