diff --git a/app/Http/Controllers/Sales/AdminProspectController.php b/app/Http/Controllers/Sales/AdminProspectController.php
index 5c5ed14e..c13bb327 100644
--- a/app/Http/Controllers/Sales/AdminProspectController.php
+++ b/app/Http/Controllers/Sales/AdminProspectController.php
@@ -9,6 +9,7 @@
 use App\Models\Sales\SalesTenantManagement;
 use App\Models\Sales\TenantProspect;
 use App\Models\User;
+use App\Services\SalesCommissionService;
 use Illuminate\Http\Request;
 use Illuminate\Http\Response;
 use Illuminate\View\View;
@@ -407,6 +408,18 @@ public function updateCommissionDate(int $id, Request $request)
         // 1차 필드 → deposit 레코드, 2차 필드 → balance 레코드
         $paymentType = $this->getPaymentTypeForField($field);
 
+        // 파트너 resolve → 요율 결정
+        $partner = $management->salesPartner;
+        if (!$partner && $prospect->registered_by) {
+            $partner = SalesPartner::where('user_id', $prospect->registered_by)->first();
+        }
+        $isGroup = $partner?->isGroup() ?? false;
+        $partnerRate = $partner?->commission_rate
+            ?? ($isGroup ? SalesCommissionService::DEFAULT_GROUP_RATE : SalesCommissionService::DEFAULT_PARTNER_RATE);
+        $referrerRate = $isGroup
+            ? SalesCommissionService::DEFAULT_GROUP_REFERRER_RATE
+            : SalesCommissionService::DEFAULT_INDIVIDUAL_REFERRER_RATE;
+
         // Commission 레코드 조회 또는 생성 (payment_type별 분리)
         $commission = SalesCommission::firstOrCreate(
             ['management_id' => $management->id, 'payment_type' => $paymentType],
@@ -415,15 +428,15 @@ public function updateCommissionDate(int $id, Request $request)
                 'payment_amount' => 0,
                 'payment_date' => now(),
                 'base_amount' => 0,
-                'partner_rate' => 0,
+                'partner_rate' => $partnerRate,
                 'manager_rate' => 0,
                 'partner_commission' => 0,
                 'manager_commission' => 0,
-                'referrer_rate' => 3,
+                'referrer_rate' => $referrerRate,
                 'referrer_commission' => 0,
                 'scheduled_payment_date' => now()->addMonth()->day(10),
                 'status' => SalesCommission::STATUS_PENDING,
-                'partner_id' => $management->sales_partner_id ?? 0,
+                'partner_id' => $partner?->id ?? $management->sales_partner_id ?? 0,
                 'manager_user_id' => $management->manager_user_id,
             ]
         );
@@ -544,6 +557,9 @@ public function updateReferrerCommission(int $id, Request $request)
 
         // 단체 파트너는 수동 수정 불가
         $partner = $management->salesPartner;
+        if (!$partner && $prospect->registered_by) {
+            $partner = SalesPartner::where('user_id', $prospect->registered_by)->first();
+        }
         if ($partner && $partner->isGroup()) {
             return response()->json([
                 'success' => false,
@@ -551,6 +567,10 @@ public function updateReferrerCommission(int $id, Request $request)
             ], 422);
         }
 
+        $isGroup = $partner?->isGroup() ?? false;
+        $partnerRate = $partner?->commission_rate
+            ?? ($isGroup ? SalesCommissionService::DEFAULT_GROUP_RATE : SalesCommissionService::DEFAULT_PARTNER_RATE);
+
         // Commission 레코드 조회 또는 생성
         $commission = SalesCommission::firstOrCreate(
             ['management_id' => $management->id],
@@ -560,15 +580,17 @@ public function updateReferrerCommission(int $id, Request $request)
                 'payment_amount' => 0,
                 'payment_date' => now(),
                 'base_amount' => 0,
-                'partner_rate' => 0,
+                'partner_rate' => $partnerRate,
                 'manager_rate' => 0,
                 'partner_commission' => 0,
                 'manager_commission' => 0,
-                'referrer_rate' => 3,
+                'referrer_rate' => $isGroup
+                    ? SalesCommissionService::DEFAULT_GROUP_REFERRER_RATE
+                    : SalesCommissionService::DEFAULT_INDIVIDUAL_REFERRER_RATE,
                 'referrer_commission' => 0,
                 'scheduled_payment_date' => now()->addMonth()->day(10),
                 'status' => SalesCommission::STATUS_PENDING,
-                'partner_id' => $management->sales_partner_id ?? 0,
+                'partner_id' => $partner?->id ?? $management->sales_partner_id ?? 0,
                 'manager_user_id' => $management->manager_user_id,
             ]
         );