diff --git a/app/Http/Controllers/Api/Admin/Barobill/BarobillSettingController.php b/app/Http/Controllers/Api/Admin/Barobill/BarobillSettingController.php
index 6b582fca..a33cbe0e 100644
--- a/app/Http/Controllers/Api/Admin/Barobill/BarobillSettingController.php
+++ b/app/Http/Controllers/Api/Admin/Barobill/BarobillSettingController.php
@@ -102,6 +102,53 @@ public function store(Request $request): JsonResponse
         }
     }
 
+    /**
+     * 서비스 설정 개별 저장 (체크박스 변경 시 즉시 저장)
+     */
+    public function updateService(Request $request): JsonResponse
+    {
+        $tenantId = session('selected_tenant_id', 1);
+
+        $validated = $request->validate([
+            'field' => 'required|in:use_tax_invoice,use_bank_account,use_card_usage,use_hometax',
+            'value' => 'required|boolean',
+        ]);
+
+        try {
+            $setting = BarobillSetting::updateOrCreate(
+                ['tenant_id' => $tenantId],
+                [
+                    $validated['field'] => $validated['value'],
+                    'corp_name' => '미설정',
+                    'ceo_name' => '미설정',
+                    'corp_num' => '0000000000',
+                ]
+            );
+
+            $serviceNames = [
+                'use_tax_invoice' => '전자세금계산서',
+                'use_bank_account' => '계좌조회',
+                'use_card_usage' => '카드사용내역',
+                'use_hometax' => '홈텍스매입/매출',
+            ];
+
+            $serviceName = $serviceNames[$validated['field']] ?? $validated['field'];
+            $status = $validated['value'] ? '활성화' : '비활성화';
+
+            return response()->json([
+                'success' => true,
+                'message' => "{$serviceName} 서비스가 {$status}되었습니다.",
+            ]);
+        } catch (\Exception $e) {
+            Log::error('바로빌 서비스 설정 저장 실패', ['error' => $e->getMessage()]);
+
+            return response()->json([
+                'success' => false,
+                'message' => '설정 저장에 실패했습니다.',
+            ], 500);
+        }
+    }
+
     /**
      * 서비스 이용 여부 확인 (다른 메뉴에서 참조용)
      */
diff --git a/resources/views/barobill/settings/index.blade.php b/resources/views/barobill/settings/index.blade.php
index bdffe04a..c80d73ce 100644
--- a/resources/views/barobill/settings/index.blade.php
+++ b/resources/views/barobill/settings/index.blade.php
@@ -83,7 +83,7 @@
                 <div class="grid grid-cols-1 sm:grid-cols-2 lg:grid-cols-4 gap-4">
                     <!-- 전자세금계산서 -->
                     <label class="flex items-start gap-3 p-4 bg-gray-50 rounded-lg cursor-pointer hover:bg-gray-100 transition border-2 border-transparent has-[:checked]:border-blue-500 has-[:checked]:bg-blue-50">
-                        <input type="checkbox" name="use_tax_invoice" id="use_tax_invoice" class="mt-1 w-4 h-4 text-blue-600 bg-gray-100 border-gray-300 rounded focus:ring-blue-500">
+                        <input type="checkbox" name="use_tax_invoice" id="use_tax_invoice" class="service-checkbox mt-1 w-4 h-4 text-blue-600 bg-gray-100 border-gray-300 rounded focus:ring-blue-500" onchange="saveServiceSetting('use_tax_invoice', this.checked)">
                         <div>
                             <div class="flex items-center gap-2">
                                 <svg class="w-5 h-5 text-blue-600" fill="none" stroke="currentColor" viewBox="0 0 24 24">
@@ -97,7 +97,7 @@
 
                     <!-- 계좌조회 -->
                     <label class="flex items-start gap-3 p-4 bg-gray-50 rounded-lg cursor-pointer hover:bg-gray-100 transition border-2 border-transparent has-[:checked]:border-green-500 has-[:checked]:bg-green-50">
-                        <input type="checkbox" name="use_bank_account" id="use_bank_account" class="mt-1 w-4 h-4 text-green-600 bg-gray-100 border-gray-300 rounded focus:ring-green-500">
+                        <input type="checkbox" name="use_bank_account" id="use_bank_account" class="service-checkbox mt-1 w-4 h-4 text-green-600 bg-gray-100 border-gray-300 rounded focus:ring-green-500" onchange="saveServiceSetting('use_bank_account', this.checked)">
                         <div>
                             <div class="flex items-center gap-2">
                                 <svg class="w-5 h-5 text-green-600" fill="none" stroke="currentColor" viewBox="0 0 24 24">
@@ -111,7 +111,7 @@
 
                     <!-- 카드사용내역 -->
                     <label class="flex items-start gap-3 p-4 bg-gray-50 rounded-lg cursor-pointer hover:bg-gray-100 transition border-2 border-transparent has-[:checked]:border-purple-500 has-[:checked]:bg-purple-50">
-                        <input type="checkbox" name="use_card_usage" id="use_card_usage" class="mt-1 w-4 h-4 text-purple-600 bg-gray-100 border-gray-300 rounded focus:ring-purple-500">
+                        <input type="checkbox" name="use_card_usage" id="use_card_usage" class="service-checkbox mt-1 w-4 h-4 text-purple-600 bg-gray-100 border-gray-300 rounded focus:ring-purple-500" onchange="saveServiceSetting('use_card_usage', this.checked)">
                         <div>
                             <div class="flex items-center gap-2">
                                 <svg class="w-5 h-5 text-purple-600" fill="none" stroke="currentColor" viewBox="0 0 24 24">
@@ -125,7 +125,7 @@
 
                     <!-- 홈텍스매입/매출 -->
                     <label class="flex items-start gap-3 p-4 bg-gray-50 rounded-lg cursor-pointer hover:bg-gray-100 transition border-2 border-transparent has-[:checked]:border-orange-500 has-[:checked]:bg-orange-50">
-                        <input type="checkbox" name="use_hometax" id="use_hometax" class="mt-1 w-4 h-4 text-orange-600 bg-gray-100 border-gray-300 rounded focus:ring-orange-500">
+                        <input type="checkbox" name="use_hometax" id="use_hometax" class="service-checkbox mt-1 w-4 h-4 text-orange-600 bg-gray-100 border-gray-300 rounded focus:ring-orange-500" onchange="saveServiceSetting('use_hometax', this.checked)">
                         <div>
                             <div class="flex items-center gap-2">
                                 <svg class="w-5 h-5 text-orange-600" fill="none" stroke="currentColor" viewBox="0 0 24 24">
@@ -224,29 +224,60 @@
 
 @push('scripts')
 <script>
+// 서비스 설정 개별 저장 (체크박스 변경 시 즉시 저장)
+async function saveServiceSetting(field, value) {
+    const toast = document.getElementById('toast');
+
+    try {
+        const response = await fetch('/api/admin/barobill/settings/service', {
+            method: 'POST',
+            headers: {
+                'Content-Type': 'application/json',
+                'X-CSRF-TOKEN': document.querySelector('meta[name="csrf-token"]').content,
+            },
+            body: JSON.stringify({ field: field, value: value }),
+        });
+
+        const result = await response.json();
+
+        if (result.success) {
+            showToast(result.message || '설정이 저장되었습니다.', 'success');
+        } else {
+            showToast(result.message || '설정 저장에 실패했습니다.', 'error');
+            // 실패 시 체크박스 원상복구
+            document.getElementById(field).checked = !value;
+        }
+    } catch (error) {
+        console.error('설정 저장 실패:', error);
+        showToast('설정 저장 중 오류가 발생했습니다.', 'error');
+        // 실패 시 체크박스 원상복구
+        document.getElementById(field).checked = !value;
+    }
+}
+
+// 토스트 표시 (전역 함수)
+function showToast(message, type = 'success') {
+    const toast = document.getElementById('toast');
+    toast.textContent = message;
+    toast.className = 'fixed bottom-4 right-4 px-4 py-3 rounded-lg shadow-lg transform transition-all duration-300 z-50';
+    if (type === 'success') {
+        toast.classList.add('bg-green-600', 'text-white');
+    } else {
+        toast.classList.add('bg-red-600', 'text-white');
+    }
+    toast.classList.remove('translate-y-full', 'opacity-0');
+
+    setTimeout(() => {
+        toast.classList.add('translate-y-full', 'opacity-0');
+    }, 3000);
+}
+
 document.addEventListener('DOMContentLoaded', function() {
     const form = document.getElementById('settings-form');
-    const toast = document.getElementById('toast');
     const saveSpinner = document.getElementById('save-spinner');
     const btnSave = document.getElementById('btn-save');
     const btnReset = document.getElementById('btn-reset');
 
-    // 토스트 표시
-    function showToast(message, type = 'success') {
-        toast.textContent = message;
-        toast.className = 'fixed bottom-4 right-4 px-4 py-3 rounded-lg shadow-lg transform transition-all duration-300 z-50';
-        if (type === 'success') {
-            toast.classList.add('bg-green-600', 'text-white');
-        } else {
-            toast.classList.add('bg-red-600', 'text-white');
-        }
-        toast.classList.remove('translate-y-full', 'opacity-0');
-
-        setTimeout(() => {
-            toast.classList.add('translate-y-full', 'opacity-0');
-        }, 3000);
-    }
-
     // 설정 로드
     async function loadSettings() {
         try {
diff --git a/routes/api.php b/routes/api.php
index b91e5c5e..b56a0dcb 100644
--- a/routes/api.php
+++ b/routes/api.php
@@ -108,6 +108,7 @@
     Route::prefix('barobill/settings')->name('barobill.settings.')->group(function () {
         Route::get('/', [\App\Http\Controllers\Api\Admin\Barobill\BarobillSettingController::class, 'show'])->name('show');
         Route::post('/', [\App\Http\Controllers\Api\Admin\Barobill\BarobillSettingController::class, 'store'])->name('store');
+        Route::post('/service', [\App\Http\Controllers\Api\Admin\Barobill\BarobillSettingController::class, 'updateService'])->name('update-service');
         Route::get('/check/{service}', [\App\Http\Controllers\Api\Admin\Barobill\BarobillSettingController::class, 'checkService'])->name('check');
     });