diff --git a/app/Http/Controllers/ApprovalController.php b/app/Http/Controllers/ApprovalController.php
index c15d5d5e..d86ed24a 100644
--- a/app/Http/Controllers/ApprovalController.php
+++ b/app/Http/Controllers/ApprovalController.php
@@ -128,8 +128,8 @@ private function getCardAndAccountData(): array
             ->select('id', 'card_name', 'card_company', 'card_number', 'card_holder_name')
             ->get();
 
-        // BankAccount는 BelongsToTenant 글로벌 스코프가 자동 적용됨
-        $accounts = BankAccount::active()
+        $accounts = BankAccount::where('tenant_id', $tenantId)
+            ->active()
             ->ordered()
             ->select('id', 'bank_name', 'account_number', 'account_holder', 'is_primary')
             ->get();