diff --git a/app/Http/Controllers/Finance/FinanceDashboardController.php b/app/Http/Controllers/Finance/FinanceDashboardController.php
index 75cf89c9..d2649848 100644
--- a/app/Http/Controllers/Finance/FinanceDashboardController.php
+++ b/app/Http/Controllers/Finance/FinanceDashboardController.php
@@ -4,6 +4,7 @@
 
 use App\Http\Controllers\Controller;
 use App\Models\Barobill\BankTransaction as BarobillBankTransaction;
+use App\Models\Barobill\BankTransactionOverride;
 use App\Models\Barobill\CardTransaction as BarobillCardTransaction;
 use App\Models\Finance\BankAccount;
 use App\Models\Finance\FundSchedule;
@@ -50,6 +51,30 @@ public function index(): View
             ->limit(10)
             ->get();
 
+        // 오버라이드 데이터 병합 (수정된 적요/내용)
+        if ($recentTransactions->isNotEmpty()) {
+            $uniqueKeys = $recentTransactions->map(fn($t) => $t->unique_key)->toArray();
+            $overrides = BankTransactionOverride::getByUniqueKeys($tenantId, $uniqueKeys);
+
+            $recentTransactions = $recentTransactions->map(function ($transaction) use ($overrides) {
+                $override = $overrides->get($transaction->unique_key);
+                if ($override) {
+                    // 수정된 적요가 있으면 적용
+                    if ($override->modified_summary) {
+                        $transaction->summary = $override->modified_summary;
+                    }
+                    // 수정된 내용이 있으면 적용
+                    if ($override->modified_cast) {
+                        $transaction->cast = $override->modified_cast;
+                    }
+                    $transaction->is_overridden = true;
+                } else {
+                    $transaction->is_overridden = false;
+                }
+                return $transaction;
+            });
+        }
+
         // 최근 카드 사용내역 (바로빌 - 최근 7일, 최대 10건)
         $recentCardTransactions = BarobillCardTransaction::where('tenant_id', $tenantId)
             ->whereBetween('use_date', [$weekAgo, $today])