diff --git a/resources/views/approvals/create.blade.php b/resources/views/approvals/create.blade.php
index 0581292e..9c125668 100644
--- a/resources/views/approvals/create.blade.php
+++ b/resources/views/approvals/create.blade.php
@@ -660,33 +660,36 @@ function updateApprovalLineSummary() {
     const editorEl = document.getElementById('approval-line-editor');
     if (!editorEl || !editorEl._x_dataStack) return;
 
-    const steps = editorEl._x_dataStack[0].steps;
+    const alpineData = editorEl._x_dataStack[0];
+    const steps = alpineData.steps;
+    const references = alpineData.references || [];
     const summaryEl = document.getElementById('approval-line-summary');
 
     if (summarySortableInstance) { summarySortableInstance.destroy(); summarySortableInstance = null; }
 
-    if (!steps || steps.length === 0) {
+    if ((!steps || steps.length === 0) && references.length === 0) {
         summaryEl.className = 'p-3 bg-gray-50 rounded-lg border border-gray-200 flex items-center';
         summaryEl.innerHTML = '<span class="text-sm text-gray-400">결재선이 설정되지 않았습니다.</span>';
         return;
     }
 
-    const typeCounters = { approval: 0, agreement: 0, reference: 0 };
-    const typeLabels = { approval: '결재', agreement: '합의', reference: '참조' };
-    const typeBg = { approval: 'bg-blue-50 border-blue-100', agreement: 'bg-green-50 border-green-100', reference: 'bg-gray-100 border-gray-200' };
-    const typeLabelColor = { approval: 'text-blue-600', agreement: 'text-green-600', reference: 'text-gray-500' };
+    const typeCounters = { approval: 0, agreement: 0 };
+    const typeLabels = { approval: '결재', agreement: '합의' };
+    const typeBg = { approval: 'bg-blue-50 border-blue-100', agreement: 'bg-green-50 border-green-100' };
+    const typeLabelColor = { approval: 'text-blue-600', agreement: 'text-green-600' };
 
-    const cards = [];
+    // 결재선 카드
+    const approvalCards = [];
     steps.forEach(function(s, i) {
         typeCounters[s.step_type] = (typeCounters[s.step_type] || 0) + 1;
         var count = typeCounters[s.step_type];
         var label = typeLabels[s.step_type] || s.step_type;
-        var bg = typeBg[s.step_type] || typeBg.reference;
-        var labelColor = typeLabelColor[s.step_type] || typeLabelColor.reference;
-        var stepLabel = s.step_type === 'reference' ? label : count + '차 ' + label;
+        var bg = typeBg[s.step_type] || 'bg-blue-50 border-blue-100';
+        var labelColor = typeLabelColor[s.step_type] || 'text-blue-600';
+        var stepLabel = count + '차 ' + label;
         var position = s.position || '';
 
-        cards.push(
+        approvalCards.push(
             '<div class="step-card text-center px-3 py-2 rounded-lg border ' + bg + '" data-index="' + i + '" style="min-width: 72px;">' +
             '<div class="text-xs font-medium ' + labelColor + '">' + escapeHtml(stepLabel) + '</div>' +
             (position ? '<div class="text-xs text-gray-400 mt-0.5">' + escapeHtml(position) + '</div>' : '') +
@@ -695,9 +698,45 @@ function updateApprovalLineSummary() {
         );
     });
 
+    // 참조선 카드
+    const refCards = [];
+    references.forEach(function(r) {
+        var position = r.position || '';
+        refCards.push(
+            '<div class="text-center px-3 py-2 rounded-lg border bg-gray-50 border-gray-200" style="min-width: 72px;">' +
+            '<div class="text-xs font-medium text-gray-500">참조</div>' +
+            (position ? '<div class="text-xs text-gray-400 mt-0.5">' + escapeHtml(position) + '</div>' : '') +
+            '<div class="text-sm font-semibold text-gray-800 mt-0.5">' + escapeHtml(r.user_name) + '</div>' +
+            '</div>'
+        );
+    });
+
+    // 가로 2분할 레이아웃
+    var html = '<div class="grid gap-3" style="grid-template-columns: ' + (refCards.length > 0 ? '1fr 1fr' : '1fr') + ';">';
+
+    // 좌측: 결재선
+    html += '<div>';
+    html += '<div class="flex items-center gap-1.5 mb-2"><svg class="w-3.5 h-3.5 text-blue-500" fill="none" stroke="currentColor" viewBox="0 0 24 24"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M9 12l2 2 4-4m6 2a9 9 0 11-18 0 9 9 0 0118 0z"/></svg><span class="text-xs font-semibold text-gray-600">결재선</span><span class="text-xs text-gray-400">(' + steps.length + '명)</span></div>';
+    if (approvalCards.length > 0) {
+        html += '<div id="summary-sortable" class="flex flex-wrap gap-2">' + approvalCards.join('') + '</div>';
+        if (steps.length > 1) html += '<div class="text-xs text-gray-400 mt-1.5">드래그하여 순서 변경</div>';
+    } else {
+        html += '<div class="text-xs text-gray-400 py-2">결재자가 없습니다</div>';
+    }
+    html += '</div>';
+
+    // 우측: 참조선
+    if (refCards.length > 0) {
+        html += '<div class="border-l border-gray-200 pl-3">';
+        html += '<div class="flex items-center gap-1.5 mb-2"><svg class="w-3.5 h-3.5 text-green-500" fill="none" stroke="currentColor" viewBox="0 0 24 24"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M15 12a3 3 0 11-6 0 3 3 0 016 0z"/><path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M2.458 12C3.732 7.943 7.523 5 12 5c4.478 0 8.268 2.943 9.542 7-1.274 4.057-5.064 7-9.542 7-4.477 0-8.268-2.943-9.542-7z"/></svg><span class="text-xs font-semibold text-gray-600">참조</span><span class="text-xs text-gray-400">(' + references.length + '명)</span></div>';
+        html += '<div class="flex flex-wrap gap-2">' + refCards.join('') + '</div>';
+        html += '</div>';
+    }
+
+    html += '</div>';
+
     summaryEl.className = 'p-3 bg-gray-50 rounded-lg border border-gray-200';
-    summaryEl.innerHTML = '<div id="summary-sortable" class="flex flex-wrap items-center">' + cards.join('') + '</div>' +
-        (steps.length > 1 ? '<div class="text-xs text-gray-400 mt-2">드래그하여 순서를 변경할 수 있습니다</div>' : '');
+    summaryEl.innerHTML = html;
 
     initSummarySortable();
 }