diff --git a/app/Http/Controllers/Barobill/BarobillController.php b/app/Http/Controllers/Barobill/BarobillController.php
index 57a17622..ae665a7a 100644
--- a/app/Http/Controllers/Barobill/BarobillController.php
+++ b/app/Http/Controllers/Barobill/BarobillController.php
@@ -73,7 +73,17 @@ public function settings(Request $request): View|Response
         // 서버 모드 판별
         $isTestMode = $barobillMember ? $barobillMember->isTestMode() : true;
 
-        return view('barobill.settings.index', compact('currentTenant', 'barobillMember', 'isTestMode'));
+        // 바로빌 로그인 정보 등록 여부
+        $hasBarobillLogin = false;
+        if ($barobillMember) {
+            try {
+                $hasBarobillLogin = !empty($barobillMember->barobill_id) && !empty($barobillMember->barobill_pwd);
+            } catch (\Throwable $e) {
+                $hasBarobillLogin = !empty($barobillMember->barobill_id) && !empty($barobillMember->getRawOriginal('barobill_pwd'));
+            }
+        }
+
+        return view('barobill.settings.index', compact('currentTenant', 'barobillMember', 'isTestMode', 'hasBarobillLogin'));
     }
 
     /**
diff --git a/resources/views/barobill/settings/index.blade.php b/resources/views/barobill/settings/index.blade.php
index e76a7473..c90544e3 100644
--- a/resources/views/barobill/settings/index.blade.php
+++ b/resources/views/barobill/settings/index.blade.php
@@ -1,6 +1,6 @@
 @extends('layouts.app')
 
-@section('title', '바로빌 설정')
+@section('title', '바로빌 연동 관리')
 
 @section('content')
 <!-- 현재 테넌트 정보 카드 -->
@@ -73,6 +73,211 @@
 </div>
 @endif
 
+<!-- 바로빌 연동 -->
+<div class="mb-6">
+    <h2 class="text-lg font-bold text-gray-800 mb-3">바로빌 연동</h2>
+    <div class="grid grid-cols-1 lg:grid-cols-2 gap-4">
+        <!-- 카드 1: 바로빌 로그인 정보 -->
+        <div class="bg-white rounded-lg shadow-sm p-6">
+            <div class="flex items-center gap-3 mb-4">
+                <div class="w-10 h-10 bg-indigo-100 rounded-lg flex items-center justify-center">
+                    <svg class="w-5 h-5 text-indigo-600" fill="none" stroke="currentColor" viewBox="0 0 24 24">
+                        <path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M16 7a4 4 0 11-8 0 4 4 0 018 0zM12 14a7 7 0 00-7 7h14a7 7 0 00-7-7z" />
+                    </svg>
+                </div>
+                <div>
+                    <h3 class="font-semibold text-gray-800">바로빌 로그인 정보</h3>
+                    <p class="text-xs text-gray-500">바로빌 회원 아이디/비밀번호 관리</p>
+                </div>
+            </div>
+            @if($hasBarobillLogin)
+            <div class="space-y-3">
+                <div class="flex items-center gap-2">
+                    <span class="text-sm text-gray-500 shrink-0" style="width: 60px;">아이디</span>
+                    <span class="text-sm font-medium text-gray-800">{{ $barobillMember->barobill_id }}</span>
+                </div>
+                <div class="flex items-center gap-2">
+                    <span class="text-sm text-gray-500 shrink-0" style="width: 60px;">비밀번호</span>
+                    <span class="text-sm font-medium text-gray-800">●●●●●●●●</span>
+                    <span class="inline-flex items-center px-2 py-0.5 rounded-full text-xs font-medium bg-green-100 text-green-800">설정됨</span>
+                </div>
+                <button type="button" onclick="openBarobillLoginModal('edit')"
+                    class="mt-2 w-full px-4 py-2 bg-indigo-50 text-indigo-700 rounded-lg hover:bg-indigo-100 transition text-sm font-medium flex items-center justify-center gap-2">
+                    <svg class="w-4 h-4" fill="none" stroke="currentColor" viewBox="0 0 24 24">
+                        <path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M11 5H6a2 2 0 00-2 2v11a2 2 0 002 2h11a2 2 0 002-2v-5m-1.414-9.414a2 2 0 112.828 2.828L11.828 15H9v-2.828l8.586-8.586z" />
+                    </svg>
+                    로그인 정보 수정
+                </button>
+            </div>
+            @else
+            <div class="text-center py-4">
+                <div class="w-12 h-12 bg-gray-100 rounded-full flex items-center justify-center mx-auto mb-3">
+                    <svg class="w-6 h-6 text-gray-400" fill="none" stroke="currentColor" viewBox="0 0 24 24">
+                        <path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M12 15v2m-6 4h12a2 2 0 002-2v-6a2 2 0 00-2-2H6a2 2 0 00-2 2v6a2 2 0 002 2zm10-10V7a4 4 0 00-8 0v4h8z" />
+                    </svg>
+                </div>
+                <h4 class="font-medium text-gray-800 mb-1">바로빌 회원이신가요?</h4>
+                <p class="text-sm text-gray-500 mb-4">바로빌 ID와 비밀번호를 등록하면<br>계좌/카드 연동 서비스를 이용할 수 있습니다.</p>
+                <button type="button" onclick="openBarobillLoginModal('register')"
+                    class="w-full px-4 py-2.5 bg-indigo-600 text-white rounded-lg hover:bg-indigo-700 transition text-sm font-medium flex items-center justify-center gap-2">
+                    <svg class="w-4 h-4" fill="none" stroke="currentColor" viewBox="0 0 24 24">
+                        <path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M12 6v6m0 0v6m0-6h6m-6 0H6" />
+                    </svg>
+                    바로빌 로그인 정보 등록
+                </button>
+            </div>
+            @endif
+        </div>
+
+        <!-- 카드 2: 바로빌 회원가입 안내 -->
+        <div class="bg-white rounded-lg shadow-sm p-6">
+            <div class="flex items-center gap-3 mb-4">
+                <div class="w-10 h-10 bg-blue-100 rounded-lg flex items-center justify-center">
+                    <svg class="w-5 h-5 text-blue-600" fill="none" stroke="currentColor" viewBox="0 0 24 24">
+                        <path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M18 9v3m0 0v3m0-3h3m-3 0h-3m-2-5a4 4 0 11-8 0 4 4 0 018 0zM3 20a6 6 0 0112 0v1H3v-1z" />
+                    </svg>
+                </div>
+                <div>
+                    <h3 class="font-semibold text-gray-800">바로빌 회원가입</h3>
+                    <p class="text-xs text-gray-500">바로빌 서비스 신규 가입</p>
+                </div>
+            </div>
+            <div class="text-center py-4">
+                <div class="w-12 h-12 bg-blue-50 rounded-full flex items-center justify-center mx-auto mb-3">
+                    <svg class="w-6 h-6 text-blue-500" fill="none" stroke="currentColor" viewBox="0 0 24 24">
+                        <path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M13 16h-1v-4h-1m1-4h.01M21 12a9 9 0 11-18 0 9 9 0 0118 0z" />
+                    </svg>
+                </div>
+                <h4 class="font-medium text-gray-800 mb-1">바로빌 회원이 아니신가요?</h4>
+                <p class="text-sm text-gray-500 mb-4">바로빌 회원가입 후<br>전자세금계산서, 계좌조회 등의 서비스를 이용하세요.</p>
+                <a href="https://www.barobill.co.kr" target="_blank" rel="noopener noreferrer"
+                    class="inline-flex w-full px-4 py-2.5 bg-blue-600 text-white rounded-lg hover:bg-blue-700 transition text-sm font-medium items-center justify-center gap-2">
+                    <svg class="w-4 h-4" fill="none" stroke="currentColor" viewBox="0 0 24 24">
+                        <path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M10 6H6a2 2 0 00-2 2v10a2 2 0 002 2h10a2 2 0 002-2v-4M14 4h6m0 0v6m0-6L10 14" />
+                    </svg>
+                    바로빌 회원가입
+                </a>
+            </div>
+        </div>
+    </div>
+</div>
+
+<!-- 계좌 연동 -->
+<div class="mb-6">
+    <h2 class="text-lg font-bold text-gray-800 mb-3">계좌 연동</h2>
+    <div class="grid grid-cols-1 lg:grid-cols-2 gap-4">
+        <!-- 은행 빠른조회 서비스 등록 -->
+        <div class="bg-white rounded-lg shadow-sm p-6 {{ !$hasBarobillLogin ? 'opacity-50' : '' }}">
+            <div class="flex items-center gap-3 mb-4">
+                <div class="w-10 h-10 bg-green-100 rounded-lg flex items-center justify-center">
+                    <svg class="w-5 h-5 text-green-600" fill="none" stroke="currentColor" viewBox="0 0 24 24">
+                        <path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M3 10h18M7 15h1m4 0h1m-7 4h12a3 3 0 003-3V8a3 3 0 00-3-3H6a3 3 0 00-3 3v8a3 3 0 003 3z" />
+                    </svg>
+                </div>
+                <div>
+                    <h3 class="font-semibold text-gray-800">은행 빠른조회 서비스</h3>
+                    <p class="text-xs text-gray-500">은행 계좌 빠른조회 서비스 등록</p>
+                </div>
+            </div>
+            @if($hasBarobillLogin)
+            <button type="button" onclick="openBarobillUrl('bank-account-url')"
+                class="w-full px-4 py-2 bg-green-50 text-green-700 rounded-lg hover:bg-green-100 transition text-sm font-medium flex items-center justify-center gap-2">
+                <svg class="w-4 h-4" fill="none" stroke="currentColor" viewBox="0 0 24 24">
+                    <path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M10 6H6a2 2 0 00-2 2v10a2 2 0 002 2h10a2 2 0 002-2v-4M14 4h6m0 0v6m0-6L10 14" />
+                </svg>
+                서비스 등록하기
+            </button>
+            @else
+            <p class="text-sm text-gray-400 text-center py-2">바로빌 로그인 정보를 먼저 등록하세요.</p>
+            @endif
+        </div>
+
+        <!-- 계좌 연동 등록 -->
+        <div class="bg-white rounded-lg shadow-sm p-6 {{ !$hasBarobillLogin ? 'opacity-50' : '' }}">
+            <div class="flex items-center gap-3 mb-4">
+                <div class="w-10 h-10 bg-green-100 rounded-lg flex items-center justify-center">
+                    <svg class="w-5 h-5 text-green-600" fill="none" stroke="currentColor" viewBox="0 0 24 24">
+                        <path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M9 12l2 2 4-4m6 2a9 9 0 11-18 0 9 9 0 0118 0z" />
+                    </svg>
+                </div>
+                <div>
+                    <h3 class="font-semibold text-gray-800">계좌 연동 관리</h3>
+                    <p class="text-xs text-gray-500">은행 계좌 연동 등록 및 관리</p>
+                </div>
+            </div>
+            @if($hasBarobillLogin)
+            <button type="button" onclick="openBarobillUrl('bank-account-manage-url')"
+                class="w-full px-4 py-2 bg-green-50 text-green-700 rounded-lg hover:bg-green-100 transition text-sm font-medium flex items-center justify-center gap-2">
+                <svg class="w-4 h-4" fill="none" stroke="currentColor" viewBox="0 0 24 24">
+                    <path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M10 6H6a2 2 0 00-2 2v10a2 2 0 002 2h10a2 2 0 002-2v-4M14 4h6m0 0v6m0-6L10 14" />
+                </svg>
+                계좌 관리하기
+            </button>
+            @else
+            <p class="text-sm text-gray-400 text-center py-2">바로빌 로그인 정보를 먼저 등록하세요.</p>
+            @endif
+        </div>
+    </div>
+</div>
+
+<!-- 카드 연동 -->
+<div class="mb-6">
+    <h2 class="text-lg font-bold text-gray-800 mb-3">카드 연동</h2>
+    <div class="grid grid-cols-1 lg:grid-cols-2 gap-4">
+        <!-- 카드 연동 등록 -->
+        <div class="bg-white rounded-lg shadow-sm p-6 {{ !$hasBarobillLogin ? 'opacity-50' : '' }}">
+            <div class="flex items-center gap-3 mb-4">
+                <div class="w-10 h-10 bg-purple-100 rounded-lg flex items-center justify-center">
+                    <svg class="w-5 h-5 text-purple-600" fill="none" stroke="currentColor" viewBox="0 0 24 24">
+                        <path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M3 10h18M7 15h1m4 0h1m-7 4h12a3 3 0 003-3V8a3 3 0 00-3-3H6a3 3 0 00-3 3v8a3 3 0 003 3z" />
+                    </svg>
+                </div>
+                <div>
+                    <h3 class="font-semibold text-gray-800">카드 연동 관리</h3>
+                    <p class="text-xs text-gray-500">카드 연동 등록 및 관리</p>
+                </div>
+            </div>
+            @if($hasBarobillLogin)
+            <button type="button" onclick="openBarobillUrl('card-url')"
+                class="w-full px-4 py-2 bg-purple-50 text-purple-700 rounded-lg hover:bg-purple-100 transition text-sm font-medium flex items-center justify-center gap-2">
+                <svg class="w-4 h-4" fill="none" stroke="currentColor" viewBox="0 0 24 24">
+                    <path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M10 6H6a2 2 0 00-2 2v10a2 2 0 002 2h10a2 2 0 002-2v-4M14 4h6m0 0v6m0-6L10 14" />
+                </svg>
+                카드 관리하기
+            </button>
+            @else
+            <p class="text-sm text-gray-400 text-center py-2">바로빌 로그인 정보를 먼저 등록하세요.</p>
+            @endif
+        </div>
+
+        <!-- 공인인증서 등록 -->
+        <div class="bg-white rounded-lg shadow-sm p-6 {{ !$hasBarobillLogin ? 'opacity-50' : '' }}">
+            <div class="flex items-center gap-3 mb-4">
+                <div class="w-10 h-10 bg-amber-100 rounded-lg flex items-center justify-center">
+                    <svg class="w-5 h-5 text-amber-600" fill="none" stroke="currentColor" viewBox="0 0 24 24">
+                        <path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M9 12l2 2 4-4m5.618-4.016A11.955 11.955 0 0112 2.944a11.955 11.955 0 01-8.618 3.04A12.02 12.02 0 003 9c0 5.591 3.824 10.29 9 11.622 5.176-1.332 9-6.03 9-11.622 0-1.042-.133-2.052-.382-3.016z" />
+                    </svg>
+                </div>
+                <div>
+                    <h3 class="font-semibold text-gray-800">공인인증서 등록</h3>
+                    <p class="text-xs text-gray-500">공인인증서 등록 및 관리</p>
+                </div>
+            </div>
+            @if($hasBarobillLogin)
+            <button type="button" onclick="openBarobillUrl('certificate-url')"
+                class="w-full px-4 py-2 bg-amber-50 text-amber-700 rounded-lg hover:bg-amber-100 transition text-sm font-medium flex items-center justify-center gap-2">
+                <svg class="w-4 h-4" fill="none" stroke="currentColor" viewBox="0 0 24 24">
+                    <path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M10 6H6a2 2 0 00-2 2v10a2 2 0 002 2h10a2 2 0 002-2v-4M14 4h6m0 0v6m0-6L10 14" />
+                </svg>
+                인증서 관리하기
+            </button>
+            @else
+            <p class="text-sm text-gray-400 text-center py-2">바로빌 로그인 정보를 먼저 등록하세요.</p>
+            @endif
+        </div>
+    </div>
+</div>
+
 <div class="flex flex-col h-full">
     <!-- 페이지 헤더 -->
     <div class="flex flex-col sm:flex-row sm:justify-between sm:items-center gap-4 mb-6 flex-shrink-0">
@@ -238,10 +443,156 @@
     <!-- 토스트 메시지 -->
     <div id="toast" class="fixed bottom-4 right-4 px-4 py-3 rounded-lg shadow-lg transform translate-y-full opacity-0 transition-all duration-300 z-50"></div>
 </div>
+
+<!-- 바로빌 로그인 정보 등록/수정 모달 -->
+<div id="barobill-login-modal" class="fixed inset-0 z-50 hidden">
+    <div class="fixed inset-0 bg-black/50" onclick="closeBarobillLoginModal()"></div>
+    <div class="fixed inset-0 flex items-center justify-center p-4">
+        <div class="bg-white rounded-xl shadow-2xl w-full max-w-md relative">
+            <div class="flex items-center justify-between p-6 border-b border-gray-100">
+                <h3 id="barobill-login-modal-title" class="text-lg font-bold text-gray-800">바로빌 로그인 정보</h3>
+                <button type="button" onclick="closeBarobillLoginModal()" class="text-gray-400 hover:text-gray-600">
+                    <svg class="w-5 h-5" fill="none" stroke="currentColor" viewBox="0 0 24 24">
+                        <path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M6 18L18 6M6 6l12 12" />
+                    </svg>
+                </button>
+            </div>
+            <div class="p-6 space-y-4">
+                <div>
+                    <label class="block text-sm font-medium text-gray-700 mb-1">바로빌 아이디</label>
+                    <input type="text" id="modal-barobill-id" class="w-full px-3 py-2.5 border border-gray-300 rounded-lg text-sm focus:ring-2 focus:ring-indigo-500 focus:border-indigo-500" placeholder="바로빌 아이디를 입력하세요">
+                </div>
+                <div>
+                    <label class="block text-sm font-medium text-gray-700 mb-1">바로빌 비밀번호</label>
+                    <input type="password" id="modal-barobill-pwd" class="w-full px-3 py-2.5 border border-gray-300 rounded-lg text-sm focus:ring-2 focus:ring-indigo-500 focus:border-indigo-500" placeholder="비밀번호를 입력하세요">
+                </div>
+            </div>
+            <div class="flex gap-3 p-6 border-t border-gray-100">
+                <button type="button" onclick="closeBarobillLoginModal()" class="flex-1 px-4 py-2.5 border border-gray-300 text-gray-700 rounded-lg hover:bg-gray-50 transition text-sm font-medium">취소</button>
+                <button type="button" id="btn-save-barobill-login" onclick="saveBarobillLogin()" class="flex-1 px-4 py-2.5 bg-indigo-600 text-white rounded-lg hover:bg-indigo-700 transition text-sm font-medium flex items-center justify-center gap-2">
+                    <svg class="w-4 h-4 hidden animate-spin" id="barobill-login-spinner" viewBox="0 0 24 24">
+                        <circle class="opacity-25" cx="12" cy="12" r="10" stroke="currentColor" stroke-width="4" fill="none"></circle>
+                        <path class="opacity-75" fill="currentColor" d="M4 12a8 8 0 018-8V0C5.373 0 0 5.373 0 12h4zm2 5.291A7.962 7.962 0 014 12H0c0 3.042 1.135 5.824 3 7.938l3-2.647z"></path>
+                    </svg>
+                    저장
+                </button>
+            </div>
+        </div>
+    </div>
+</div>
 @endsection
 
 @push('scripts')
 <script>
+// 바로빌 로그인 모달
+function openBarobillLoginModal(mode) {
+    const modal = document.getElementById('barobill-login-modal');
+    const title = document.getElementById('barobill-login-modal-title');
+    const idInput = document.getElementById('modal-barobill-id');
+    const pwdInput = document.getElementById('modal-barobill-pwd');
+
+    if (mode === 'edit') {
+        title.textContent = '바로빌 로그인 정보 수정';
+        idInput.value = @json($barobillMember?->barobill_id ?? '');
+        pwdInput.value = '';
+        pwdInput.placeholder = '변경할 비밀번호를 입력하세요 (미입력 시 유지)';
+    } else {
+        title.textContent = '바로빌 로그인 정보 등록';
+        idInput.value = '';
+        pwdInput.value = '';
+        pwdInput.placeholder = '비밀번호를 입력하세요';
+    }
+
+    modal.classList.remove('hidden');
+}
+
+function closeBarobillLoginModal() {
+    document.getElementById('barobill-login-modal').classList.add('hidden');
+}
+
+async function saveBarobillLogin() {
+    const memberId = @json($barobillMember?->id);
+    if (!memberId) {
+        showToast('바로빌 회원사 정보가 없습니다.', 'error');
+        return;
+    }
+
+    const barobillId = document.getElementById('modal-barobill-id').value.trim();
+    const barobillPwd = document.getElementById('modal-barobill-pwd').value;
+
+    if (!barobillId) {
+        showToast('바로빌 아이디를 입력하세요.', 'error');
+        return;
+    }
+
+    const spinner = document.getElementById('barobill-login-spinner');
+    const btn = document.getElementById('btn-save-barobill-login');
+    spinner.classList.remove('hidden');
+    btn.disabled = true;
+
+    try {
+        const body = { barobill_id: barobillId };
+        if (barobillPwd) {
+            body.barobill_pwd = barobillPwd;
+        }
+
+        const response = await fetch(`/api/admin/barobill/members/${memberId}`, {
+            method: 'PUT',
+            headers: {
+                'Content-Type': 'application/json',
+                'X-CSRF-TOKEN': document.querySelector('meta[name="csrf-token"]').content,
+            },
+            body: JSON.stringify(body),
+        });
+
+        const result = await response.json();
+
+        if (result.success) {
+            showToast('바로빌 로그인 정보가 저장되었습니다.', 'success');
+            closeBarobillLoginModal();
+            setTimeout(() => location.reload(), 1000);
+        } else {
+            showToast(result.message || '저장에 실패했습니다.', 'error');
+        }
+    } catch (error) {
+        console.error('바로빌 로그인 정보 저장 실패:', error);
+        showToast('저장 중 오류가 발생했습니다.', 'error');
+    } finally {
+        spinner.classList.add('hidden');
+        btn.disabled = false;
+    }
+}
+
+// 바로빌 URL API 호출 (계좌/카드/인증서)
+async function openBarobillUrl(urlType) {
+    const memberId = @json($barobillMember?->id);
+    if (!memberId) {
+        showToast('바로빌 회원사 정보가 없습니다.', 'error');
+        return;
+    }
+
+    try {
+        const response = await fetch(`/api/admin/barobill/members/${memberId}/${urlType}`, {
+            method: 'POST',
+            headers: {
+                'Content-Type': 'application/json',
+                'X-CSRF-TOKEN': document.querySelector('meta[name="csrf-token"]').content,
+            },
+        });
+
+        const result = await response.json();
+
+        if (result.success && result.data?.url) {
+            window.open(result.data.url, '_blank', 'width=900,height=700');
+        } else {
+            showToast(result.message || 'URL을 가져오는데 실패했습니다.', 'error');
+        }
+    } catch (error) {
+        console.error('바로빌 URL 호출 실패:', error);
+        showToast('서비스 연결 중 오류가 발생했습니다.', 'error');
+    }
+}
+
 // 서버 모드 전환
 async function toggleServerMode() {
     const isCurrentlyTest = @json($isTestMode);