diff --git a/resources/views/barobill/eaccount/index.blade.php b/resources/views/barobill/eaccount/index.blade.php
index 083c291e..30edf791 100644
--- a/resources/views/barobill/eaccount/index.blade.php
+++ b/resources/views/barobill/eaccount/index.blade.php
@@ -1024,6 +1024,7 @@ className="flex-1 py-2 bg-emerald-600 text-white rounded-lg hover:bg-emerald-700
         const [form, setForm] = useState({});
         const [saving, setSaving] = useState(false);
         const [baseBalance, setBaseBalance] = useState(0);
+        const [focusedField, setFocusedField] = useState(null);
 
         const isEditMode = !!editData;
 
@@ -1300,9 +1301,11 @@ className="text-red-600"
                                 <label className="block text-sm font-medium text-stone-700 mb-1">금액 <span className="text-red-500">*</span></label>
                                 <input
                                     type="text"
-                                    value={formatAmount(form.amount)}
+                                    value={focusedField === 'amount' && form.amount === 0 ? '' : formatAmount(form.amount)}
                                     onChange={(e) => handleAmountChange('amount', e.target.value)}
-                                    placeholder="0"
+                                    onFocus={() => setFocusedField('amount')}
+                                    onBlur={() => setFocusedField(null)}
+                                    placeholder="금액 입력"
                                     className="w-full px-3 py-2 border border-stone-200 rounded-lg text-sm focus:ring-2 focus:ring-emerald-500 outline-none text-right"
                                 />
                             </div>
@@ -1312,9 +1315,11 @@ className="w-full px-3 py-2 border border-stone-200 rounded-lg text-sm focus:rin
                                 </label>
                                 <input
                                     type="text"
-                                    value={formatAmount(form.balance)}
+                                    value={focusedField === 'balance' && form.balance === 0 ? '' : formatAmount(form.balance)}
                                     onChange={(e) => handleAmountChange('balance', e.target.value)}
-                                    placeholder="0"
+                                    onFocus={() => setFocusedField('balance')}
+                                    onBlur={() => setFocusedField(null)}
+                                    placeholder="잔액"
                                     className="w-full px-3 py-2 border border-stone-200 rounded-lg text-sm focus:ring-2 focus:ring-emerald-500 outline-none text-right bg-stone-50"
                                 />
                                 {baseBalance !== 0 && (