diff --git a/resources/views/finance/corporate-cards.blade.php b/resources/views/finance/corporate-cards.blade.php
index 5fba401e..d156c258 100644
--- a/resources/views/finance/corporate-cards.blade.php
+++ b/resources/views/finance/corporate-cards.blade.php
@@ -61,7 +61,10 @@ function CorporateCardsManagement() {
             paymentDay: 15,
             creditLimit: 10000000,
             currentUsage: 3500000,
-            holder: '김대표',
+            cardHolderName: '(주)코드브릿지',
+            actualUser: '김대표',
+            expiryDate: '28/12',
+            cvc: '123',
             status: 'active',
             memo: '일반 업무용'
         },
@@ -74,7 +77,10 @@ function CorporateCardsManagement() {
             paymentDay: 25,
             creditLimit: 5000000,
             currentUsage: 2100000,
-            holder: '박마케팅',
+            cardHolderName: '(주)코드브릿지',
+            actualUser: '박마케팅',
+            expiryDate: '27/06',
+            cvc: '456',
             status: 'active',
             memo: '마케팅/광고비 전용'
         },
@@ -87,7 +93,10 @@ function CorporateCardsManagement() {
             paymentDay: 0,
             creditLimit: 0,
             currentUsage: 850000,
-            holder: '이개발',
+            cardHolderName: '(주)코드브릿지',
+            actualUser: '이개발',
+            expiryDate: '29/03',
+            cvc: '789',
             status: 'active',
             memo: '개발 장비/소프트웨어 구매'
         },
@@ -100,7 +109,10 @@ function CorporateCardsManagement() {
             paymentDay: 10,
             creditLimit: 3000000,
             currentUsage: 0,
-            holder: '최관리',
+            cardHolderName: '(주)코드브릿지',
+            actualUser: '최관리',
+            expiryDate: '26/09',
+            cvc: '321',
             status: 'inactive',
             memo: '비상용'
         }
@@ -120,7 +132,10 @@ function CorporateCardsManagement() {
         cardType: 'credit',
         paymentDay: 15,
         creditLimit: '',
-        holder: '',
+        cardHolderName: '',
+        actualUser: '',
+        expiryDate: '',
+        cvc: '',
         status: 'active',
         memo: ''
     };
@@ -158,7 +173,8 @@ function CorporateCardsManagement() {
     const filteredCards = cards.filter(card => {
         const matchesSearch = card.cardName.toLowerCase().includes(searchTerm.toLowerCase()) ||
                             card.cardCompany.toLowerCase().includes(searchTerm.toLowerCase()) ||
-                            card.holder.toLowerCase().includes(searchTerm.toLowerCase());
+                            card.actualUser.toLowerCase().includes(searchTerm.toLowerCase()) ||
+                            (card.cardHolderName && card.cardHolderName.toLowerCase().includes(searchTerm.toLowerCase()));
         const matchesStatus = filterStatus === 'all' || card.status === filterStatus;
         return matchesSearch && matchesStatus;
     });
@@ -181,7 +197,10 @@ function CorporateCardsManagement() {
             cardType: card.cardType,
             paymentDay: card.paymentDay,
             creditLimit: card.creditLimit,
-            holder: card.holder,
+            cardHolderName: card.cardHolderName || '',
+            actualUser: card.actualUser || '',
+            expiryDate: card.expiryDate || '',
+            cvc: card.cvc || '',
             status: card.status,
             memo: card.memo
         });
@@ -190,7 +209,7 @@ function CorporateCardsManagement() {
 
     // 카드 저장
     const handleSaveCard = () => {
-        if (!formData.cardName || !formData.cardNumber || !formData.holder) {
+        if (!formData.cardName || !formData.cardNumber || !formData.cardHolderName || !formData.actualUser) {
             alert('필수 항목을 입력해주세요.');
             return;
         }
@@ -312,7 +331,7 @@ className="flex items-center gap-2 px-4 py-2 bg-violet-600 hover:bg-violet-700 t
                         <Search className="w-5 h-5 text-gray-400 absolute left-3 top-1/2 -translate-y-1/2" />
                         <input
                             type="text"
-                            placeholder="카드명, 카드사, 사용자 검색..."
+                            placeholder="카드명, 카드사, 이용자명, 실사용자 검색..."
                             value={searchTerm}
                             onChange={(e) => setSearchTerm(e.target.value)}
                             className="w-full pl-10 pr-4 py-2 border border-gray-300 rounded-lg focus:ring-2 focus:ring-violet-500 focus:border-violet-500"
@@ -380,8 +399,16 @@ className={`bg-white rounded-xl border-2 p-6 cursor-pointer transition-all hover
 
                         <div className="grid grid-cols-2 gap-4 mb-4 text-sm">
                             <div>
-                                <p className="text-gray-500">사용자</p>
-                                <p className="font-medium text-gray-900">{card.holder}</p>
+                                <p className="text-gray-500">이용자명</p>
+                                <p className="font-medium text-gray-900">{card.cardHolderName || '-'}</p>
+                            </div>
+                            <div>
+                                <p className="text-gray-500">실사용자</p>
+                                <p className="font-medium text-gray-900">{card.actualUser}</p>
+                            </div>
+                            <div>
+                                <p className="text-gray-500">유효기간</p>
+                                <p className="font-medium text-gray-900">{card.expiryDate || '-'}</p>
                             </div>
                             <div>
                                 <p className="text-gray-500">카드종류</p>
@@ -487,28 +514,60 @@ className="w-full px-3 py-2 border border-gray-300 rounded-lg focus:ring-2 focus
                                 </div>
                             </div>
 
-                            <div>
-                                <label className="block text-sm font-medium text-gray-700 mb-1">카드번호 *</label>
-                                <input
-                                    type="text"
-                                    value={formData.cardNumber}
-                                    onChange={(e) => setFormData(prev => ({ ...prev, cardNumber: e.target.value }))}
-                                    placeholder="1234-5678-9012-3456"
-                                    className="w-full px-3 py-2 border border-gray-300 rounded-lg focus:ring-2 focus:ring-violet-500 font-mono"
-                                />
-                            </div>
-
                             <div className="grid grid-cols-2 gap-4">
                                 <div>
-                                    <label className="block text-sm font-medium text-gray-700 mb-1">사용자 *</label>
+                                    <label className="block text-sm font-medium text-gray-700 mb-1">카드번호 *</label>
                                     <input
                                         type="text"
-                                        value={formData.holder}
-                                        onChange={(e) => setFormData(prev => ({ ...prev, holder: e.target.value }))}
-                                        placeholder="카드 사용자명"
+                                        value={formData.cardNumber}
+                                        onChange={(e) => setFormData(prev => ({ ...prev, cardNumber: e.target.value }))}
+                                        placeholder="1234-5678-9012-3456"
+                                        className="w-full px-3 py-2 border border-gray-300 rounded-lg focus:ring-2 focus:ring-violet-500 font-mono"
+                                    />
+                                </div>
+                                <div>
+                                    <label className="block text-sm font-medium text-gray-700 mb-1">이용자명 *</label>
+                                    <input
+                                        type="text"
+                                        value={formData.cardHolderName}
+                                        onChange={(e) => setFormData(prev => ({ ...prev, cardHolderName: e.target.value }))}
+                                        placeholder="카드 명의자 (법인명)"
                                         className="w-full px-3 py-2 border border-gray-300 rounded-lg focus:ring-2 focus:ring-violet-500"
                                     />
                                 </div>
+                            </div>
+
+                            <div className="grid grid-cols-3 gap-4">
+                                <div>
+                                    <label className="block text-sm font-medium text-gray-700 mb-1">유효기간</label>
+                                    <input
+                                        type="text"
+                                        value={formData.expiryDate}
+                                        onChange={(e) => {
+                                            let val = e.target.value.replace(/[^\d]/g, '');
+                                            if (val.length > 4) val = val.slice(0, 4);
+                                            if (val.length >= 2) val = val.slice(0, 2) + '/' + val.slice(2);
+                                            setFormData(prev => ({ ...prev, expiryDate: val }));
+                                        }}
+                                        placeholder="YY/MM"
+                                        maxLength={5}
+                                        className="w-full px-3 py-2 border border-gray-300 rounded-lg focus:ring-2 focus:ring-violet-500 font-mono text-center"
+                                    />
+                                </div>
+                                <div>
+                                    <label className="block text-sm font-medium text-gray-700 mb-1">CVC</label>
+                                    <input
+                                        type="text"
+                                        value={formData.cvc}
+                                        onChange={(e) => {
+                                            const val = e.target.value.replace(/[^\d]/g, '').slice(0, 3);
+                                            setFormData(prev => ({ ...prev, cvc: val }));
+                                        }}
+                                        placeholder="3자리"
+                                        maxLength={3}
+                                        className="w-full px-3 py-2 border border-gray-300 rounded-lg focus:ring-2 focus:ring-violet-500 font-mono text-center"
+                                    />
+                                </div>
                                 <div>
                                     <label className="block text-sm font-medium text-gray-700 mb-1">상태</label>
                                     <select
@@ -522,6 +581,17 @@ className="w-full px-3 py-2 border border-gray-300 rounded-lg focus:ring-2 focus
                                 </div>
                             </div>
 
+                            <div>
+                                <label className="block text-sm font-medium text-gray-700 mb-1">실사용자 *</label>
+                                <input
+                                    type="text"
+                                    value={formData.actualUser}
+                                    onChange={(e) => setFormData(prev => ({ ...prev, actualUser: e.target.value }))}
+                                    placeholder="실제 카드 사용자명"
+                                    className="w-full px-3 py-2 border border-gray-300 rounded-lg focus:ring-2 focus:ring-violet-500"
+                                />
+                            </div>
+
                             {formData.cardType === 'credit' && (
                                 <div className="grid grid-cols-2 gap-4">
                                     <div>