diff --git a/app/Http/Controllers/Sales/SalesDashboardController.php b/app/Http/Controllers/Sales/SalesDashboardController.php
index 011fb592..20dbe357 100644
--- a/app/Http/Controllers/Sales/SalesDashboardController.php
+++ b/app/Http/Controllers/Sales/SalesDashboardController.php
@@ -674,7 +674,7 @@ private function calculatePartnerSummaryStats(array $partnerIds, int $currentUse
             ->where('status', SalesCommission::STATUS_APPROVED)
             ->sum('manager_commission');
 
-        // 납입대기 = 총 예상 - 지급완료 - 지급예정
+        // 입금대기 = 총 예상 - 지급완료 - 지급예정
         $pendingManagerCommission = max(0, $expectedCommission - $paidManagerCommission - $scheduledManagerCommission);
 
         // 1차/2차 분할 (각 50%)
@@ -958,7 +958,7 @@ private function calculateExpectedCommissionSummary($commissions, int $totalExpe
             ->whereIn('status', [SalesCommission::STATUS_PENDING, SalesCommission::STATUS_APPROVED])
             ->sum('partner_commission');
 
-        // 납입대기 금액 = 총 예상 수당 - 지급예정 - 지급완료
+        // 입금대기 금액 = 총 예상 수당 - 지급예정 - 지급완료
         $pendingAmount = max(0, $totalExpectedCommission - $scheduledAmount - $paidCommission);
 
         // 1차/2차 분할 (각 50%)
diff --git a/resources/views/sales/dashboard/partials/my-commission.blade.php b/resources/views/sales/dashboard/partials/my-commission.blade.php
index b0fb695f..819c3e49 100644
--- a/resources/views/sales/dashboard/partials/my-commission.blade.php
+++ b/resources/views/sales/dashboard/partials/my-commission.blade.php
@@ -82,7 +82,7 @@ class="text-sm text-emerald-600 hover:text-emerald-700">
                     {{-- 상태별 금액 --}}
                     <div class="grid grid-cols-3 gap-2 text-center text-xs">
                         <div class="bg-white/60 rounded-lg p-2">
-                            <div class="text-gray-500 mb-0.5">납입대기</div>
+                            <div class="text-gray-500 mb-0.5">입금대기</div>
                             <div class="font-semibold text-gray-600">{{ number_format($first['pending']) }}원</div>
                         </div>
                         <div class="bg-white/60 rounded-lg p-2">
@@ -120,7 +120,7 @@ class="text-sm text-emerald-600 hover:text-emerald-700">
                     {{-- 상태별 금액 --}}
                     <div class="grid grid-cols-3 gap-2 text-center text-xs">
                         <div class="bg-white/60 rounded-lg p-2">
-                            <div class="text-gray-500 mb-0.5">납입대기</div>
+                            <div class="text-gray-500 mb-0.5">입금대기</div>
                             <div class="font-semibold text-gray-600">{{ number_format($second['pending']) }}원</div>
                         </div>
                         <div class="bg-white/60 rounded-lg p-2">
@@ -143,7 +143,7 @@ class="text-sm text-emerald-600 hover:text-emerald-700">
                     </svg>
                     <div>
                         <p class="mb-1"><strong>수당 지급 프로세스:</strong></p>
-                        <p>• <span class="text-gray-500">납입대기</span>: 고객의 개발비 입금 대기 중</p>
+                        <p>• <span class="text-gray-500">입금대기</span>: 고객의 개발비 입금 대기 중</p>
                         <p>• <span class="text-amber-600">지급예정</span>: 개발비 입금 완료, 익월 10일 수당 지급 예정</p>
                         <p>• <span class="text-emerald-600">지급완료</span>: 수당 지급 완료</p>
                     </div>
diff --git a/resources/views/sales/dashboard/partials/partner-activity.blade.php b/resources/views/sales/dashboard/partials/partner-activity.blade.php
index 5a9549a5..7760613d 100644
--- a/resources/views/sales/dashboard/partials/partner-activity.blade.php
+++ b/resources/views/sales/dashboard/partials/partner-activity.blade.php
@@ -95,7 +95,7 @@
                         <tr class="bg-gray-50 border-b border-gray-200">
                             <th class="px-4 py-2 text-left text-xs font-medium text-gray-500 uppercase">구분</th>
                             <th class="px-4 py-2 text-right text-xs font-medium text-gray-500 uppercase">총액</th>
-                            <th class="px-4 py-2 text-right text-xs font-medium text-gray-400 uppercase">납입대기</th>
+                            <th class="px-4 py-2 text-right text-xs font-medium text-gray-400 uppercase">입금대기</th>
                             <th class="px-4 py-2 text-right text-xs font-medium text-amber-600 uppercase">지급예정</th>
                             <th class="px-4 py-2 text-right text-xs font-medium text-emerald-600 uppercase">지급완료</th>
                         </tr>
@@ -149,7 +149,7 @@
                     <path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M13 16h-1v-4h-1m1-4h.01M21 12a9 9 0 11-18 0 9 9 0 0118 0z" />
                 </svg>
                 <span>
-                    <span class="text-gray-500">납입대기</span> →
+                    <span class="text-gray-500">입금대기</span> →
                     개발비 입금 →
                     <span class="text-amber-600 font-medium">지급예정</span> →
                     익월 10일 →
diff --git a/resources/views/sales/dashboard/partials/stats.blade.php b/resources/views/sales/dashboard/partials/stats.blade.php
index ef2d8e01..0ff1cdf9 100644
--- a/resources/views/sales/dashboard/partials/stats.blade.php
+++ b/resources/views/sales/dashboard/partials/stats.blade.php
@@ -95,7 +95,7 @@ class="bg-emerald-50 border border-emerald-200 rounded-lg p-3 text-left hover:bg
                     <tr class="bg-gray-50 border-b border-gray-200">
                         <th class="px-4 py-2 text-left text-xs font-medium text-gray-500 uppercase">구분</th>
                         <th class="px-4 py-2 text-right text-xs font-medium text-gray-500 uppercase">총액</th>
-                        <th class="px-4 py-2 text-right text-xs font-medium text-gray-400 uppercase">납입대기</th>
+                        <th class="px-4 py-2 text-right text-xs font-medium text-gray-400 uppercase">입금대기</th>
                         <th class="px-4 py-2 text-right text-xs font-medium text-amber-600 uppercase">지급예정</th>
                         <th class="px-4 py-2 text-right text-xs font-medium text-emerald-600 uppercase">지급완료</th>
                     </tr>
@@ -149,7 +149,7 @@ class="bg-emerald-50 border border-emerald-200 rounded-lg p-3 text-left hover:bg
                 <path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M13 16h-1v-4h-1m1-4h.01M21 12a9 9 0 11-18 0 9 9 0 0118 0z" />
             </svg>
             <span>
-                <span class="text-gray-500">납입대기</span> →
+                <span class="text-gray-500">입금대기</span> →
                 개발비 입금 →
                 <span class="text-amber-600 font-medium">지급예정</span> →
                 익월 10일 →