diff --git a/app/Http/Controllers/Barobill/EaccountController.php b/app/Http/Controllers/Barobill/EaccountController.php
index 55540f66..b3d81894 100644
--- a/app/Http/Controllers/Barobill/EaccountController.php
+++ b/app/Http/Controllers/Barobill/EaccountController.php
@@ -131,32 +131,31 @@ public function index(Request $request): View|Response
     private function applyMemberServerMode(BarobillMember $member): void
     {
         $memberTestMode = $member->isTestMode();
+        $targetEnv = $memberTestMode ? 'test' : 'production';
 
-        // 현재 모드와 다르면 재설정
-        if ($this->isTestMode !== $memberTestMode) {
+        // 해당 환경의 BarobillConfig 조회 (is_active 무관하게 환경에 맞는 설정 사용)
+        $config = BarobillConfig::where('environment', $targetEnv)->first();
+
+        if ($config) {
             $this->isTestMode = $memberTestMode;
-
-            // 해당 모드의 BarobillConfig 조회
-            $config = BarobillConfig::where('environment', $memberTestMode ? 'test' : 'production')
-                ->where('is_active', true)
-                ->first();
-
-            if ($config) {
-                $this->certKey = $config->cert_key;
-                $this->corpNum = $config->corp_num;
-                $baseUrl = $memberTestMode
-                    ? 'https://testws.baroservice.com'
-                    : 'https://ws.baroservice.com';
-                $this->soapUrl = $baseUrl . '/BANKACCOUNT.asmx?WSDL';
-            } else {
-                // 설정이 없으면 기본 URL 사용
-                $this->soapUrl = $memberTestMode
-                    ? 'https://testws.baroservice.com/BANKACCOUNT.asmx?WSDL'
-                    : 'https://ws.baroservice.com/BANKACCOUNT.asmx?WSDL';
-            }
+            $this->certKey = $config->cert_key;
+            $this->corpNum = $config->corp_num;
+            $baseUrl = $config->base_url ?: ($memberTestMode
+                ? 'https://testws.baroservice.com'
+                : 'https://ws.baroservice.com');
+            $this->soapUrl = $baseUrl . '/BANKACCOUNT.asmx?WSDL';
 
             // SOAP 클라이언트 재초기화
             $this->initSoapClient();
+
+            Log::info('[Eaccount] 서버 모드 적용', [
+                'targetEnv' => $targetEnv,
+                'certKey' => substr($this->certKey ?? '', 0, 10) . '...',
+                'corpNum' => $this->corpNum,
+                'soapUrl' => $this->soapUrl,
+            ]);
+        } else {
+            Log::warning('[Eaccount] BarobillConfig 없음', ['targetEnv' => $targetEnv]);
         }
     }
 
diff --git a/app/Http/Controllers/Barobill/EcardController.php b/app/Http/Controllers/Barobill/EcardController.php
index 45cc6b44..e0c471e6 100644
--- a/app/Http/Controllers/Barobill/EcardController.php
+++ b/app/Http/Controllers/Barobill/EcardController.php
@@ -131,32 +131,31 @@ public function index(Request $request): View|Response
     private function applyMemberServerMode(BarobillMember $member): void
     {
         $memberTestMode = $member->isTestMode();
+        $targetEnv = $memberTestMode ? 'test' : 'production';
 
-        // 현재 모드와 다르면 재설정
-        if ($this->isTestMode !== $memberTestMode) {
+        // 해당 환경의 BarobillConfig 조회 (is_active 무관하게 환경에 맞는 설정 사용)
+        $config = BarobillConfig::where('environment', $targetEnv)->first();
+
+        if ($config) {
             $this->isTestMode = $memberTestMode;
-
-            // 해당 모드의 BarobillConfig 조회
-            $config = BarobillConfig::where('environment', $memberTestMode ? 'test' : 'production')
-                ->where('is_active', true)
-                ->first();
-
-            if ($config) {
-                $this->certKey = $config->cert_key;
-                $this->corpNum = $config->corp_num;
-                $baseUrl = $memberTestMode
-                    ? 'https://testws.baroservice.com'
-                    : 'https://ws.baroservice.com';
-                $this->soapUrl = $baseUrl . '/CARD.asmx?WSDL';
-            } else {
-                // 설정이 없으면 기본 URL 사용
-                $this->soapUrl = $memberTestMode
-                    ? 'https://testws.baroservice.com/CARD.asmx?WSDL'
-                    : 'https://ws.baroservice.com/CARD.asmx?WSDL';
-            }
+            $this->certKey = $config->cert_key;
+            $this->corpNum = $config->corp_num;
+            $baseUrl = $config->base_url ?: ($memberTestMode
+                ? 'https://testws.baroservice.com'
+                : 'https://ws.baroservice.com');
+            $this->soapUrl = $baseUrl . '/CARD.asmx?WSDL';
 
             // SOAP 클라이언트 재초기화
             $this->initSoapClient();
+
+            Log::info('[Ecard] 서버 모드 적용', [
+                'targetEnv' => $targetEnv,
+                'certKey' => substr($this->certKey ?? '', 0, 10) . '...',
+                'corpNum' => $this->corpNum,
+                'soapUrl' => $this->soapUrl,
+            ]);
+        } else {
+            Log::warning('[Ecard] BarobillConfig 없음', ['targetEnv' => $targetEnv]);
         }
     }
 
diff --git a/app/Http/Controllers/Barobill/EtaxController.php b/app/Http/Controllers/Barobill/EtaxController.php
index ea36de19..8fc60f55 100644
--- a/app/Http/Controllers/Barobill/EtaxController.php
+++ b/app/Http/Controllers/Barobill/EtaxController.php
@@ -123,29 +123,31 @@ public function index(Request $request): View|Response
     private function applyMemberServerMode(BarobillMember $member): void
     {
         $memberTestMode = $member->isTestMode();
+        $targetEnv = $memberTestMode ? 'test' : 'production';
 
-        // 현재 모드와 다르면 재설정
-        if ($this->isTestMode !== $memberTestMode) {
+        // 해당 환경의 BarobillConfig 조회 (is_active 무관하게 환경에 맞는 설정 사용)
+        $config = BarobillConfig::where('environment', $targetEnv)->first();
+
+        if ($config) {
             $this->isTestMode = $memberTestMode;
-
-            // 해당 모드의 BarobillConfig 조회
-            $config = BarobillConfig::where('environment', $memberTestMode ? 'test' : 'production')
-                ->where('is_active', true)
-                ->first();
-
-            if ($config) {
-                $this->certKey = $config->cert_key;
-                $this->corpNum = $config->corp_num;
-                $this->soapUrl = $config->base_url . '/TI.asmx?WSDL';
-            } else {
-                // 설정이 없으면 기본 URL 사용
-                $this->soapUrl = $memberTestMode
-                    ? 'https://testws.baroservice.com/TI.asmx?WSDL'
-                    : 'https://ws.baroservice.com/TI.asmx?WSDL';
-            }
+            $this->certKey = $config->cert_key;
+            $this->corpNum = $config->corp_num;
+            $baseUrl = $config->base_url ?: ($memberTestMode
+                ? 'https://testws.baroservice.com'
+                : 'https://ws.baroservice.com');
+            $this->soapUrl = $baseUrl . '/TI.asmx?WSDL';
 
             // SOAP 클라이언트 재초기화
             $this->initSoapClient();
+
+            Log::info('[Etax] 서버 모드 적용', [
+                'targetEnv' => $targetEnv,
+                'certKey' => substr($this->certKey ?? '', 0, 10) . '...',
+                'corpNum' => $this->corpNum,
+                'soapUrl' => $this->soapUrl,
+            ]);
+        } else {
+            Log::warning('[Etax] BarobillConfig 없음', ['targetEnv' => $targetEnv]);
         }
     }
 
diff --git a/app/Http/Controllers/Barobill/HometaxController.php b/app/Http/Controllers/Barobill/HometaxController.php
index 2219bf48..614dab8e 100644
--- a/app/Http/Controllers/Barobill/HometaxController.php
+++ b/app/Http/Controllers/Barobill/HometaxController.php
@@ -132,31 +132,30 @@ public function index(Request $request): View|Response
     private function applyMemberServerMode(BarobillMember $member): void
     {
         $memberTestMode = $member->isTestMode();
+        $targetEnv = $memberTestMode ? 'test' : 'production';
 
-        // 현재 모드와 다르면 재설정
-        if ($this->isTestMode !== $memberTestMode) {
+        // 해당 환경의 BarobillConfig 조회 (is_active 무관하게 환경에 맞는 설정 사용)
+        $config = BarobillConfig::where('environment', $targetEnv)->first();
+
+        if ($config) {
             $this->isTestMode = $memberTestMode;
-
-            // 해당 모드의 BarobillConfig 조회
-            $config = BarobillConfig::where('environment', $memberTestMode ? 'test' : 'production')
-                ->where('is_active', true)
-                ->first();
-
-            if ($config) {
-                $this->certKey = $config->cert_key;
-                $this->corpNum = $config->corp_num;
-                $this->baseUrl = $memberTestMode
-                    ? 'https://testws.baroservice.com'
-                    : 'https://ws.baroservice.com';
-            } else {
-                // 설정이 없으면 기본 URL 사용
-                $this->baseUrl = $memberTestMode
-                    ? 'https://testws.baroservice.com'
-                    : 'https://ws.baroservice.com';
-            }
+            $this->certKey = $config->cert_key;
+            $this->corpNum = $config->corp_num;
+            $this->baseUrl = $config->base_url ?: ($memberTestMode
+                ? 'https://testws.baroservice.com'
+                : 'https://ws.baroservice.com');
 
             // SOAP 클라이언트 재초기화
             $this->initSoapClient();
+
+            Log::info('[Hometax] 서버 모드 적용', [
+                'targetEnv' => $targetEnv,
+                'certKey' => substr($this->certKey ?? '', 0, 10) . '...',
+                'corpNum' => $this->corpNum,
+                'baseUrl' => $this->baseUrl,
+            ]);
+        } else {
+            Log::warning('[Hometax] BarobillConfig 없음', ['targetEnv' => $targetEnv]);
         }
     }