diff --git a/src/components/settings/AccountInfoManagement/actions.ts b/src/components/settings/AccountInfoManagement/actions.ts
index 4ae42797..ec414759 100644
--- a/src/components/settings/AccountInfoManagement/actions.ts
+++ b/src/components/settings/AccountInfoManagement/actions.ts
@@ -1,6 +1,81 @@
 'use server';
 
 import { serverFetch } from '@/lib/api/fetch-wrapper';
+import type { AccountInfo, TermsAgreement, MarketingConsent } from './types';
+
+// ===== 계정 정보 조회 =====
+export async function getAccountInfo(): Promise<{
+  success: boolean;
+  data?: {
+    accountInfo: AccountInfo;
+    termsAgreements: TermsAgreement[];
+    marketingConsent: MarketingConsent;
+  };
+  error?: string;
+  __authError?: boolean;
+}> {
+  try {
+    const { response, error } = await serverFetch(
+      `${process.env.NEXT_PUBLIC_API_URL}/api/v1/users/me`,
+      {
+        method: 'GET',
+      }
+    );
+
+    if (error) {
+      return {
+        success: false,
+        error: error.message,
+        __authError: error.code === 'UNAUTHORIZED',
+      };
+    }
+
+    if (!response) {
+      return {
+        success: false,
+        error: '계정 정보를 불러올 수 없습니다.',
+      };
+    }
+
+    const result = await response.json();
+
+    if (!response.ok || !result.success) {
+      return {
+        success: false,
+        error: result.message || '계정 정보 조회에 실패했습니다.',
+      };
+    }
+
+    const user = result.data;
+
+    return {
+      success: true,
+      data: {
+        accountInfo: {
+          id: user.id?.toString() || '',
+          email: user.email || '',
+          profileImage: user.profile_image || undefined,
+          role: user.role?.name || user.role || '',
+          status: user.status || 'active',
+          isTenantMaster: user.is_tenant_master || false,
+          createdAt: user.created_at || '',
+          updatedAt: user.updated_at || '',
+        },
+        termsAgreements: user.terms_agreements || [],
+        marketingConsent: user.marketing_consent || {
+          email: { agreed: false },
+          sms: { agreed: false },
+        },
+      },
+    };
+  } catch (error) {
+    console.error('[AccountInfoActions] getAccountInfo error:', error);
+    return {
+      success: false,
+      error: '서버 오류가 발생했습니다.',
+    };
+  }
+}
 
 // ===== 계정 탈퇴 =====
 export async function withdrawAccount(): Promise<{
diff --git a/src/components/settings/AccountManagement/actions.ts b/src/components/settings/AccountManagement/actions.ts
index 9f01516f..ddb8cb26 100644
--- a/src/components/settings/AccountManagement/actions.ts
+++ b/src/components/settings/AccountManagement/actions.ts
@@ -26,11 +26,18 @@ interface PaginationMeta {
   total: number;
 }
 
+interface PaginatedData {
+  current_page: number;
+  last_page: number;
+  per_page: number;
+  total: number;
+  data: BankAccountApiData[];
+}
+
 interface ApiListResponse {
   success: boolean;
   message?: string;
-  data: BankAccountApiData[];
-  meta?: PaginationMeta;
+  data: PaginatedData;
 }
 
 interface ApiSingleResponse {
@@ -112,8 +119,14 @@ export async function getBankAccounts(params?: {
       return { success: false, error: result.message || '계좌 목록 조회에 실패했습니다.' };
     }
 
-    const accounts = result.data.map(transformApiToFrontend);
-    return { success: true, data: accounts, meta: result.meta };
+    const accounts = result.data.data.map(transformApiToFrontend);
+    const meta: PaginationMeta = {
+      current_page: result.data.current_page,
+      last_page: result.data.last_page,
+      per_page: result.data.per_page,
+      total: result.data.total,
+    };
+    return { success: true, data: accounts, meta };
   } catch (error) {
     console.error('[getBankAccounts] Error:', error);
     return { success: false, error: '서버 오류가 발생했습니다.' };