feat(WEB): 전체 페이지 ?mode= URL 네비게이션 패턴 적용

- 등록(?mode=new), 상세(?mode=view), 수정(?mode=edit) URL 패턴 일괄 적용
- 중복 패턴 제거: /edit?mode=edit → ?mode=edit (16개 파일)
- 제목 일관성: {기능} 등록/상세/수정 패턴 적용
- 검수 체크리스트 문서 추가 (79개 페이지)
- UniversalListPage, IntegratedDetailTemplate 공통 컴포넌트 개선

Co-Authored-By: Claude Opus 4.5 <noreply@anthropic.com>

src/components/accounting/CardTransactionInquiry/CardTransactionDetailClient.tsx

@@ -115,7 +115,7 @@ export default function CardTransactionDetailClient({
   const handleModeChange = useCallback(
     (newMode: DetailMode) => {
       if (newMode === 'edit' && transactionId) {
-        router.push(`/ko/accounting/card-transactions/${transactionId}/edit`);
+        router.push(`/ko/accounting/card-transactions/${transactionId}?mode=edit`);
       } else {
         setMode(newMode);
       }

src/components/accounting/CardTransactionInquiry/index.tsx

@@ -382,7 +382,7 @@ export function CardTransactionInquiry({
 
       // 헤더 액션 (등록 버튼)
       headerActions: () => (
-        <Button className="ml-auto" onClick={() => router.push('/ko/accounting/card-transactions/new')}>
+        <Button className="ml-auto" onClick={() => router.push('/ko/accounting/card-transactions?mode=new')}>
           <Plus className="w-4 h-4 mr-2" />
           카드내역 등록
         </Button>