diff --git a/debt/index.php b/debt/index.php
index 356f930..6892313 100644
--- a/debt/index.php
+++ b/debt/index.php
@@ -34,8 +34,26 @@
         }
     </style>
 </head>
-<body class="min-h-screen bg-slate-50 p-6">
-    <div class="max-w-6xl mx-auto">
+<body class="min-h-screen bg-slate-50">
+    <!-- Navigation -->
+    <nav class="sticky top-0 z-30 bg-white/80 backdrop-blur-md border-b border-slate-200">
+        <div class="max-w-6xl mx-auto px-6">
+            <div class="flex justify-between items-center h-16">
+                <a href="../index.php" class="flex items-center gap-3 cursor-pointer">
+                    <img src="../img/favicon-32x32.png" alt="SAM" class="w-10 h-10 rounded-xl">
+                    <div class="flex flex-col">
+                        <span class="text-lg font-bold text-slate-800 leading-tight">SAM</span>
+                        <span class="text-xs text-slate-500 leading-tight">Smart Automation Management</span>
+                    </div>
+                </a>
+                <div class="flex items-center gap-4">
+                    <a href="../index.php" class="text-sm font-medium text-slate-600 hover:text-indigo-600 transition-colors">홈</a>
+                </div>
+            </div>
+        </div>
+    </nav>
+
+    <div class="max-w-6xl mx-auto p-6">
         <!-- Header & Dashboard Summary -->
         <div class="bg-white rounded-2xl shadow-sm border border-slate-200 p-8 mb-6 fade-in">
             <div class="flex flex-col md:flex-row md:items-center justify-between gap-6">
