diff --git a/salesmanagement/api/get_performance.php b/salesmanagement/api/get_performance.php
index b16aee1..fe954f4 100644
--- a/salesmanagement/api/get_performance.php
+++ b/salesmanagement/api/get_performance.php
@@ -238,7 +238,9 @@ try {
             SELECT 
                 COALESCE(SUM(contract_amount), 0) as total_sales,
                 COALESCE(SUM(payout_amount), 0) as total_comm, -- 정산 지급액 합계
-                COUNT(*) as total_count 
+                COUNT(*) as total_count,
+                SUM(CASE WHEN join_approved = 0 THEN 1 ELSE 0 END) as pending_join,
+                SUM(CASE WHEN join_approved = 1 AND payment_approved = 0 THEN 1 ELSE 0 END) as pending_payment
             FROM sales_tenant_products
         ");
         $tpData = $stmt->fetch(PDO::FETCH_ASSOC);
@@ -256,7 +258,9 @@ try {
         $totalStats = [
             'totalSales' => $tpData['total_sales'] + $srData['total_sales'],
             'totalCommission' => $tpData['total_comm'] + $srData['total_comm'],
-            'totalCount' => $tpData['total_count'] + $srData['total_count']
+            'totalCount' => $tpData['total_count'] + $srData['total_count'],
+            'pendingJoin' => (int)($tpData['pending_join'] ?? 0),
+            'pendingPayment' => (int)($tpData['pending_payment'] ?? 0)
         ];
     } else {
         $totalStats = calculateTotalStats($pdo, $rootUserId, $rootUserId, 0);
diff --git a/salesmanagement/index.php b/salesmanagement/index.php
index e3bbc49..5b28327 100644
--- a/salesmanagement/index.php
+++ b/salesmanagement/index.php
@@ -430,10 +430,8 @@
                 totalSales: 0,
                 totalCommission: 0,
                 totalCount: 0,
-                monthlySales: 0,
-                monthlyCommission: 0,
-                monthlyCount: 0,
-                pendingApprovals: 0
+                pendingJoin: 0,
+                pendingPayment: 0
             });
 
             useEffect(() => {
@@ -442,34 +440,17 @@
 
             const fetchOperatorDashboard = async () => {
                 try {
-                    // Fetch global stats
+                    // Fetch global stats including pending counts from backend
                     const res = await fetch(`api/get_performance.php`);
                     const result = await res.json();
                     
-                    // Fetch tenant product statistics for pending count
-                    const tenantRes = await fetch('api/sales_tenants.php?action=list_tenants');
-                    const tenantData = await tenantRes.json();
-                    
-                    let pendingCount = 0;
-                    if (tenantData.success) {
-                        for (const tenant of tenantData.data) {
-                            const prodRes = await fetch(`api/sales_tenants.php?action=tenant_products&tenant_id=${tenant.id}`);
-                            const prodData = await prodRes.json();
-                            if (prodData.success) {
-                                pendingCount += prodData.data.filter(p => p.join_approved == 0 || p.payment_approved == 0).length;
-                            }
-                        }
-                    }
-
                     if (result.success && result.total_stats) {
                         setOperatorStats({
                             totalSales: result.total_stats.totalSales || 0,
                             totalCommission: result.total_stats.totalCommission || 0,
                             totalCount: result.total_stats.totalCount || 0,
-                            monthlySales: result.period_stats?.total_period_commission || 0, // Just a placeholder for monthly
-                            monthlyCommission: result.period_stats?.total_period_commission || 0,
-                            monthlyCount: 0, 
-                            pendingApprovals: pendingCount
+                            pendingJoin: result.total_stats.pendingJoin || 0,
+                            pendingPayment: result.total_stats.pendingPayment || 0
                         });
                     }
                 } catch (err) {
@@ -495,7 +476,7 @@
                         </button>
                     </div>
                                         {/* Dashboard Metrics */}
-                    <div className="grid grid-cols-1 md:grid-cols-2 lg:grid-cols-4 gap-6 mb-8">
+                    <div className="grid grid-cols-1 md:grid-cols-2 lg:grid-cols-5 gap-6 mb-8">
                         <StatCard 
                             title="전체 누적 매출" 
                             value={formatCurrency(operatorStats.totalSales)}
@@ -503,10 +484,10 @@
                             icon={<LucideIcon name="trending-up" className="w-5 h-5" />} 
                         />
                         <StatCard 
-                            title="전체 지급 수당" 
+                            title="지급 완료 수당" 
                             value={formatCurrency(operatorStats.totalCommission)}
-                            subtext="영업 인력에게 지급된 총액"
-                            icon={<LucideIcon name="wallet" className="w-5 h-5" />} 
+                            subtext="최종 지급 승인된 총액"
+                            icon={<LucideIcon name="wallet" className="w-5 h-5 text-emerald-500" />} 
                         />
                         <StatCard 
                             title="전체 계약 건수" 
@@ -514,17 +495,33 @@
                             subtext="활성 테넌트 계약 총계"
                             icon={<LucideIcon name="file-check" className="w-5 h-5" />} 
                         />
-                        <div className={`bg-white rounded-card p-6 shadow-sm border ${operatorStats.pendingApprovals > 0 ? 'border-red-200 bg-red-50/10' : 'border-slate-100'}`}>
+                        
+                        {/* 가입 승인 대기 */}
+                        <div className={`bg-white rounded-card p-6 shadow-sm border ${operatorStats.pendingJoin > 0 ? 'border-amber-200 bg-amber-50/10' : 'border-slate-100'}`}>
                             <div className="flex items-start justify-between mb-4">
-                                <h3 className="text-sm font-medium text-slate-500">대기 중인 승인</h3>
-                                <div className={`p-2 rounded-lg ${operatorStats.pendingApprovals > 0 ? 'bg-red-100 text-red-600' : 'bg-slate-100 text-slate-400'}`}>
-                                    <LucideIcon name="alert-circle" className="w-5 h-5" />
+                                <h3 className="text-sm font-medium text-slate-500">가입 승인 대기</h3>
+                                <div className={`p-2 rounded-lg ${operatorStats.pendingJoin > 0 ? 'bg-amber-100 text-amber-600' : 'bg-slate-100 text-slate-400'}`}>
+                                    <LucideIcon name="user-plus" className="w-5 h-5" />
                                 </div>
                             </div>
-                            <div className={`text-2xl font-black mb-1 ${operatorStats.pendingApprovals > 0 ? 'text-red-600' : 'text-slate-900'}`}>
-                                {operatorStats.pendingApprovals}건
+                            <div className={`text-2xl font-black mb-1 ${operatorStats.pendingJoin > 0 ? 'text-amber-600' : 'text-slate-900'}`}>
+                                {operatorStats.pendingJoin}건
                             </div>
-                            <div className="text-xs text-slate-400">즉시 검토가 필요한 계약 건</div>
+                            <div className="text-xs text-slate-400">신규 가입 검토 대기</div>
+                        </div>
+
+                        {/* 지급 승인 대기 */}
+                        <div className={`bg-white rounded-card p-6 shadow-sm border ${operatorStats.pendingPayment > 0 ? 'border-rose-200 bg-rose-50/10' : 'border-slate-100'}`}>
+                            <div className="flex items-start justify-between mb-4">
+                                <h3 className="text-sm font-medium text-slate-500">지급 승인 대기</h3>
+                                <div className={`p-2 rounded-lg ${operatorStats.pendingPayment > 0 ? 'bg-rose-100 text-rose-600' : 'bg-slate-100 text-slate-400'}`}>
+                                    <LucideIcon name="credit-card" className="w-5 h-5" />
+                                </div>
+                            </div>
+                            <div className={`text-2xl font-black mb-1 ${operatorStats.pendingPayment > 0 ? 'text-rose-600' : 'text-slate-900'}`}>
+                                {operatorStats.pendingPayment}건
+                            </div>
+                            <div className="text-xs text-slate-400">수당 지급 검토 대기</div>
                         </div>
                     </div>